121. Conrad Capital Management A Registered Investment Advisory Firm, based in New York State, with full service, specializing in estate, retirement, and investment planning. http://www.conradcapital.com

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122. H R Block - Planning And Learning Sections include Tax 101, life events and stages, budgets and saving, college, retirement, and calculators and tools. http://www.hrblock.com/learning/

You must have Javascript enabled to view this site. Click here for directions to enable Javascript for your browser. Getting married? Having a child? Changing jobs? Looking to retire? Make sure you're financially prepared. How much will it cost to raise a child? How can you keep more of your paycheck each week? Our calculators can help. It's the hot issue this tax season. Will you qualify? Find out what the buzz is all about. Home Buying More Life Events Learn More Learn More Plan for College Calculators and Tools College expenses are higher than ever. Take advantage of tax savings and financial aid to make the cost more bearable. College Tuition Costs Sources of Financial Aid More College Planning Estimate your refund and find out how President Bush's new budget proposal will affect your taxes with our 2003 Tax Outlook Calculator. 2003 Tax Outlook Calculator Plan for Retirement

123. Retirement And Estate Planning - 401(k), IRA, Roth IRA And Social Security - Inv These pages give you everything you need to effectively plan and save for a successful and fulfilling retirement. Other Topics retirement News retirement Calculators. General Resources planning and saving for retirement should be http://www.investorguide.com/Retirement.htm

Interested in above market returns? Diversify your portfolio. Try Managed Forex! Home ... Personal Finance > Retirement and Estate Planning Full Directory Retirement and Estate Planning Other Topics: Retirement News Retirement Calculators General Resources - Planning and saving for retirement should be priorities throughout your adult life if you want to avoid financial problems as your career winds down and you move out of the work force. Making good decisions and forming effective strategies early in life will insure a smooth transition later on. Start with the sites in this listing to get a general understanding of retirement topics and then use the other sections on this page to find information about specific topics and investment options. 401(k) - A 401(k) is a retirement plan offered by a corporation to its employees, allowing them to set aside income on a tax-deferred basis. The sites in this section tell you everything you ever wanted to know about 401(k)s but were afraid to ask, and also offer information about related plans, such as 403(b), 408(k), and 457. IRA - IRA stands for Individual Retirement Account. IRAs are a great way to save for your retirement because of the tax advantages they provide. But IRAs aren't right for everyone, and there are some important factors to consider before jumping in. Use the sites in this section to help you avoid the pitfalls and get the most bang for your retirement bucks.

124. NM Investment Advisors Cash management, annuities, IRA accounts, qualified retirement plans, financial planning. http://www.NMinvest.com/

December Sector Spotlight l New Tax Act 2003 l Free Educational l Investment Seminars Click on graphic to access your account updated regularly RALPH BLOCH COMMENTARY UPDATED WEEKLY ON THURSDAYS 2041 1/2 South Plaza NW P.O. Box 7219 Albuquerque, NM 87194 Fax 505-883-5586 Directions Carol Jones, Financial Advisor Our stock recommendations rank FIRST in returns Click on "First" to read about a study conducted at Pennsylvania State University Services We Offer Monthly Newsletters Newsletter Update If you would like to receive an e-mail notice when our Newsletters have been updated please submit your full name and e-mail address. Name E-mail Securities offered exclusively through Raymond James Financial Services, Inc. Member NASD/SIPC " Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members."

125. JSA Financial Planning Group Providing financial planning services, focused on investments, insurance, retirement, and estate planning. http://www.jsagroup.com.au/

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126. Fool.com: Retirement Plan Loans [Tax Q&A] September 19, 2003 Tax Center. retirement Plan Loans. Period. Conclusion Too many folksborrow from their retirement plans without thinking or planning. http://www.fool.com/taxes/2003/taxes030919.htm

CHOOSE A BROKER Search: Quotes: A BETTER CREDIT CARD Today's Headlines Discussion Boards Hidden Gems ... Tax Center Retirement Plan Loans Email this page Format for printing Become a Fool! Reuse/Reprint Related Links 401(k) Loans: Worth It? Should I Borrow From My 401(k)? The price of paying back my 401(k) The 403(b) Loan: The New Debtors Prison? Discussion Boards Tax Strategies Online Tax Solutions Powered by EFTPS Make sure your Federal tax payments arrive safely and on time to avoid IRS penalties. Make your payments securely 24 hours a day, 7 days a week. Schedule your payments in advance. Receive an immediate online acknowledgement of your payment. To learn more, go to www.eftps.gov . It's secure, easy to use, and free from the U.S. Department of the Treasury. By Roy Lewis (TMF Taxes) September 19, 2003 As you already know, interest expense isn't simply deductible because it's interest. Any of you who have paid interest on a credit card know that's the case. Nope. In order to be deductible, interest must be defined as deductible in the Internal Revenue Code. For example, interest that you pay on you home is defined as mortgage interest. Interest that you pay on funds used to purchase investment assets would be deductible as investment interest. Interest that you pay on credit cards is completely non-deductible. So what does the Code say about interest paid on loans that you've taken from your company retirement plan or 401(k) plan?

127. Home - Benefit Services Group, Inc. Michigan based employee benefits advisor in life, health, pension 401(k), profit sharing, defined benefit retirement, voluntary benefits, administration (COBRA, HIPPA, FSA, MSA and TPA) and financial planning. http://www.benefitservicesgroup.com/

Welcome to Benefit Services Group, Inc. Benefit Strategies For Business, Industry And Education Website last updated: Friday, May 28, 2004 12:33:15 PM

128. Gary Johnson & Associates, Inc. Financial planning and employee benefits consultants. Includes retirement and investment planning, and online portfolio. http://www.ebenefitsplus.com/

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129. Western Financial Planning of services, financial planning tips, careers, and contacts.......retirement, college, and estate planning. http://www.wfpc.com/

130. Retirement & Elder Care - Legal Information - Nolo Providing articles, information, and financial planning calculators. http://www.nolo.com/category/ret_home.html

Law Centers Encyclopedia Dictionary Ask Auntie Nolo Calculators Search the Site Browse the Law Centers Small Business Employment Law Independent Contractors Internet Law ... Criminal Law Become a Noloid! Sign up for NoloBriefs Every month, you'll receive: free legal tools reliable legal updates Noloid-only discounts Enter your email address to sign up: Need to know more? Law Centers Retirement planning and elder care legal information on 401 (k) plans, Roth IRAs, assisted living, nursing homes, social security benefits and more. Encyclopedia Articles Ask Auntie Nolo on the following subjects: Social Security Pensions Retirement Plans Medicare, Medicaid, Medigap and Managed Care ... Law Dictionary Look up a legal term that's got you puzzled, and find a definition crafted in everyday English. Financial Calculators What interest rate do I need to make my retirement savings last me the rest of my life? How much should I deposit in my IRA to reach my retirement goal? How much will I save in an IRA if I deposit a certain amount each year? How much should I deposit in my Roth IRA to reach my retirement goal? ... Advanced spending calculator Updates No More Sanctions for Refusing Vocational Rehabilitation Social Security Administration Changes Its Website New IRS Interest Rate Guidelines for Calculating Substantially Equal Periodic Payments Final IRS Regulations for Required Distributions From IRAs and Other Retirement Plans Top Sellers in BOOKS Guide to Social Security Disability Choose the Right Long-Term Care Create Your Own Retirement Plan ... SharkTalk Game Questions or suggestions? Send us

131. Welcome To MsMoney.com - Secure Your Financial Future Resource to learn about women's unique financial needs, financial planning, personal finance, investing, retirement, money management, and other moneyrelated topics. http://www.msmoney.com

132. Retirement Life Challenge Ltd Offers financial planning software, courses, and a resource library. Lists products, company background, frequently asked questions and business address. http://www.retirementchallenge.com/

Retirement Life Challenge Ltd To help Canadians maintain the integrity of their lifestyle choices over time through access to effective information, adult education, self-directed learning and research. retirement,financial,planning,financial planning,Rein,Selles Click here to enter http://65.39.164.45/aah/rein/ mydomain.com - Register your domain name

133. Charles Schwab Retirement Services - SchwabPlan Choice retirement Account® (PCRA) and provides other brokerage and custody servicesas well as investment information and education, and planning resources. http://www.schwabplan.com/

Visitor Participant Sponsor Schwab's leadership in technology provides customers with more information, access and greater control of their financial futures. The Schwab web site, schwab.com, has been recognized as one of the best sites in the financial industry. We bring this expertise and innovation to you through the SchwabPlan web site, schwabplan.com. The SchwabPlan site requires version 6.0 or higher, or Internet Explorer version 5.0 or higher. Viewed on: 6/11/2004 Unauthorized access is prohibited. Usage will be monitored. (0803-11625)

134. Focus Career Planning System Selling a career and education planning system for use by students, job changers, or persons returning to the workplace and retirement planners seeking new career options. http://www.focuscareer.com/

You must enable Javascript and you must enable cookies before proceeding! Order Now F.A.Q. Contact Us Home ... Account Login Focus Advantage How Focus Works Featured Career Consumer Tips Resource Center Assessments Interests and Values Education and Training Personality and Life Values Leisure Preferences ... Skills Services High School Students College Students Parents Job Seeker ... Retirees Counselor Resources Administrator Login Counselor Information Institutional Pricing Request A Quote ... Product Demonstration Career decisions dramatically impact your life. The path you choose will determine where you live, your income, how much time you spend at home, your travels, and how you spend your leisure time. FOCUS will help you develop an accurate picture of your personal strengths, needs, and preferences; and will help you develop a sound career plan. At its core, FOCUS offers valid and reliable research based career assessments. Used exclusively by more than 1500 career planning and placement offices nationwide, FOCUS is now available for your use. For a low fee of $18.95 you can take advantage of the same tools offered to them. The Association of Computer-Based Systems for Career Information (ACSCI) whose goals are to establish, maintain, and promote standards for quality in the use of computer based career information systems has recognized FOCUS as being compliant at Level IV, the Comprehensive System Level. To learn more about ACSCI and their standards, visit the

135. Out Estate Planning - Retirement And Estate Planning For Same Sex Couples retirement and estate planning articles and advice for same sex couples. http://www.outestateplanning.com/

Articles Interactive Living Will Free Seminars Free Consultation ... PayTaxesLater.com Visit PayTaxesLater.com - Jim's new web web source for the best IRA and retirement and estate planning information. Lange's Tax Planning Card Jim Lange publishes this reference card which is used by hundreds of university professors, attorneys, judges, and masters. The Total Return Trust Same sex couples can provide for their partner and others without compromising on growth investments. Roth IRA Conversions - An Aggressive Strategy Our Roth IRA Conversion-Reconversion Strategy Takes Planning to the Next Level After-Tax Assets in Qualified Retirement Plans-New Opportunities Exceptional Opportunity for Tax-Free Growth. Pittsburgh's Top Financial Writer Quotes Jim Jim Lange is regularly quoted in Bill Flanagan's Pittsburgh Post Gazette column, Personal Finance With Bill Flanagan.

136. Tax & Financial Solutions, Inc. - Oak Forest, Illinois Accounting firm located in Oak Forest, Illinois, offers mutual funds, insurance, business consulting, technology, tax preparation, retirement and estate planning. http://www.tafs.net/

Find Us Contact Us Vision Statement. Team Members working at provide individuals and owners of closely held organizations the advanced Wealth Management services they need to prosper in today's complex economy. Clients select one or more services from the following: Accounting Business Consulting Business Valuation Charitable Giving Estate Planning Financial Services Technology Unique Benefit. The unique benefit that team members offer is that they are able to combine these services for the expressed purpose of 1) helping individual clients to increase after tax earnings while building and protecting their personal net worth and 2) leveraging the value owners of closely held businesses receive. Quality Services/Reasonable Cost. team members are able to provide quality services at reasonable cost to our clients because of the professionalism of our staff, our emphasis on eliminated non-value added handling activities and our commitment to apply current and future services to ourselves before we offer them to our clients, including the intelligent use of technology. Dedication.

137. Vanguard - Retirement Plans you register for access, you get all these benefits right at your fingertips Accessto accounts Transfer between accounts Enroll online planning and advice http://retirementplans.vanguard.com/VGApp/pe/PubHome

When you register for access, you get all these benefits right at your fingertips: Access to accounts Transfer between accounts Enroll online Planning and advice Special TurboTax products and discounts Register now Enroll in your plan Learn more about the benefits of participating in your employer's plan, or enroll right now Were you given an ID to preview the site? Sign in here. Market Watch Fund Watch DJIA Nasdaq 10-Yr T-Bond Quotes delayed at least 20 minutes. Market data provided by Reuters. What's New Make Saving Automatic Books for the Beach Achieving Financial Freedom Don't Overpay Uncle Sam ... Meet Mr. Retirement Try our online tools Savings Calculator Investor Questionnaire More calculators and tools Forms Library Your Financial Partner Need a financial checkup? Learn how to get your diagnosis Initiate a rollover and read up on tax rules affecting rollovers and account withdrawals. Learn about our other services Check out Terms and Conditions of Use Site Security

138. CSRS FERS Retirement Benefits Planning Software Federal Civil Service CSRS and FERS retirement benefits and planning calculation software for Federal employees, professional retirement planners, insurance agents, and Federal personnel officers. http://www.fedretiresoftware.com

The CSRS and FERS Benefits Calculator is a powerful software program that will assist you in a thorough investigation of: Retirement Annuities and costs, Thrift Savings Plan (TSP) accumulation and payout, Federal Employee Group Life Insurance (FEGLI) coverage and cost, and Long Term Health Care coverage and cost. The program generates a detailed 30+ page report and 3D color graphics pages. Regular Postal Air Traffic Controllers Firefighters Law Enforcement The CSRS and FERS Benefits Calculator Personal PLUS software enables federal and postal employees to perform a quick and thorough analysis of all the factors and timing that affect retirement benefits and investigate all the variables to determine the best strategy for retirement. Retirement Professionals: Financial Planners Insurance Professionals Federal Personnel Offices The CSRS and FERS Benefits Calculator Professional software enables the professional to quickly develop comprehensive reports and graphs to help clients reach their retirement goals. This version is ideal for personnel offices, financial planners and insurance agents. Two Versions: Personal PLUS Professional Developer's Discount for a limited time only Personal PLUS - $29.95 ($5.00 savings)

139. Smartmoney.com: Retirement: Retirement Worksheets What this means is that you should take the time to repeat this planning exerciseevery couple of years — or every year as you near retirement. http://www.smartmoney.com/retirement/planning/?nav=LeftNav

140. Rite Path Financial Retirement Investment Taxation Estate London Ontario Canada retirement, investment, taxation and estate planning. Discusses services, products and company background. http://www.ritepath.on.ca

What's New? Client Log-In Contact Me CMG-Worldsource has changed their name and is now Worldsource Financial Services Inc. - updates coming soon. I am now a broker for the Money Broker and have high interest rates available. I also have high interest short term chequing and savings accounts. Call for current rates. INVESTMENT PRODUCTS Learn about the Investments products that THE RITE PATH offers our clients to enhance their Retirement Income. INSURANCE PRODUCTS Learn about the Insurance products that THE RITE PATH offers. THE RITE PATH SERVICES The Rite Path mission is to improve your retirement lifestyle by accumulating additional wealth without increasing your deposit amount and by providing additional useable income during your retirement years. Home Investment Products Insurance Products Services ... Don Gerrity Website Design and Hosting by Miditech.com Member of GoShoppingCanada.com Business Directory

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