1. Fool.com: How To Retire In Style [Retirement] Work at The Fool. retirement planning. How to Retire in Style the expertise of David Braze (TMF Pixy), a specialist in retirement planning, to help us answer the important questions http://www.fool.com/Retirement/Retirement.htm

@import "/includes/css/centers/centertabs.css"; CHOOSE A BROKER Search: Quotes: A BETTER CREDIT CARD Today's Headlines Discussion Boards Hidden Gems ... RETIREMENT PLANNING How to Retire in Style Email this page Format for printing Become a Fool! Reuse/Reprint Retirement Planning How to Retire in Style Shall We Quit? What Will it Cost? Free Money ... Retirement Plan Primer Related Links Retirement Calculators Discussion Boards Retired Fools Retirement Investing Human beings, it is said, are distinguished from other species by our ability to think ahead and to plan ahead. That may be true. It is also true, though, that most of us have great trouble thinking about the long term and preparing for it. We're too caught up in the daily "thick of thin things." In this way we carry with us the immediacy of our animal cousins (no slur against the in-laws intended). Heck, it's difficult enough to plan something just six months ahead, like a summer vacation. How on earth are we supposed to be able to think about something in the distant future like retirement? Thinking in advance, though, and acting on those thoughts, are keys to being ready for the future when it turns inexorably into the present. The younger you are, the more distant is retirement and the more power you have at your fingertips in the form of compound returns over time. It's a paradox that you can work to your advantage.

2. Smartmoney.com: Retirement: Home Its never too soon, or too late, to start retirement planning. FREE FINANCIAL GUIDE Index. Planning for Retirement. Early Retirement. Tax Penalties. Worksheets. Retirement Worksheets http://www.smartmoney.com/retirement

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3. CNN/Money: Retirement Provides articles, calculators, and news dealing with retirement planning. http://money.cnn.com/retirement/

Web CNN/Money Home Markets News World Biz ... Personal Finance Retirement 401(k) balances jump But study shows employees aren't actively managing plans despite improving market. ( more Contributing the max Jun 11: 2:41p My employer matches 401(k) contributions to 6%. Should I put in more or invest the extra elsewhere? ( more What to do with a windfall Spending the nest egg Do deficits matter? More in the RETIREMENT ARCHIVE The 401(k) solution The IRA advantage How to invest in retirement accounts ... The right way to take 401(k) distributions Current annual income Desired post retirement annual income Current age Desired retirement age Life expectancy Expected annual pension Expected annual Social Security payment (leave blank to use our estimate) Best Places to Retire 8 picks from the latest issue of Money Magazine. Plus: Search our database for info on more than 1,200 cities. ( more A plan for every stage Money magazine's guide helps you craft a plan, whether you've got years until retirement or are already there. ( more More Calculators: Retirement Planner How fast will your savings grow?

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6. Retirement Planning FAQ4 Frequently asked questions on retirement planning from About s retirement planningGuide. You are here About Money retirement planning. retirement planning. http://retireplan.about.com/cs/retirement/f/FAQ4.htm

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7. State Bank & Trust Formerly Northern Capital Trust Provides retirement planning, personal trust, and payroll processing services. http://www.nctnd.com

To access your retirement accounts, including 401(k), Profit Sharing, Pension Plan, 403(b), 457, or Simplified IRA, click on "My Account" at www.statebanks.com Your personal trust accounts may also be accessed by clicking on "My Account" at www.statebanks.com To access your flex benefits account, click here to go to www.flexiblebenefits.com For payroll services, click here for www.yourpayrollsolution.com For COBRA and other Discovery Benefits information, go to www.discoverybenefits.com

8. Private Wealth Advisors, Private Wealth Advisors, Inc. A wealth management firm specializing in retirement planning, estate planning, portfolio management, and IRA accounts based in Pennsylvania. http://www.billfew.com

The website for Private Wealth Advisors, Inc. has moved. You are about to be redirected to www.pwausa.com Please make a note of this change. Pittsburgh 412.931.2700 Greensburg 724.830.8800 website design and development by elliance

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10. Retirement Planning - Learn About Effective Retirement Planning Learn the basics of planning and saving for retirement. Includes retirement planningstrategies, such as annuities, IRAs and Modified Endowment Contracts. http://www.savewealth.com/retirement/

Estate Planning Retirement Reducing Taxes Banking ... Contact Us Everyone wants a golden retirement... But saving for retirement is no easy task. With Social Security's assets being consumed and the number of workers that will support it shrinking, we will have to rely more on our personal savings when it's time to retire. Today, we have a myriad of options to help each of us prepare Yet, without a plan of action, many find themselves falling short when it's time to retire. Click below to learn about some of the most powerful retirement strategies, including: Annuities Modified Endowment Contracts Roth IRA Savings and CDs Take the time to review your options, and ensure that you're prepared when it's your turn to retire. And when you're ready to speak with a professional about saving for retirement, click here Securities offered through ING Financial Partners, Inc., member SIPC. SaveWealth is not a subidiary nor controlled by ING Financial Partners, Inc. For more legal information, please click here All rights reserved.

11. Early Retirement Planning Consultants USA welcome. Early retirement planning is our specialty Ready to Retire?How to kick retirement planning into high gear! Do you http://www.retirement-4-u.com/

Early Retirement Guide Click for more infomation welcome Early retirement planning is our specialty... Ready to Retire? How to kick retirement planning into high gear! Do you find yourself thinking: "I wish I knew when I could retire"? Or, "I wish I knew what to expect every year of my retirement"? Reasonable questions. Retirement-4-U has powerful tools to answer such questions. We provide retirement planning services and products best to retire . We also give you insight as to how your money and investments will perform during your retirement. Retirement - the best third of your life! Ready to take early retirement and do something different? Are you dissatisfied with your present job or profession? You're not alone. Perhaps early retirement is a good option for you? Start some serious retirement planning now. This gives you time to prepare to go into a different field, or tackle interesting volunteer work. Or buy an RV and travel throughout our great country. You have a world of choices. Learn how your money and investments will perform during your retirement Our key is to be very clear about the relationship between your income sources, expenses, inflation rates, and what you want to do in retirement. We offer retirement planning that factors in specific retirement goals and needs, along with many other aspects of your life.

12. Still River Retirement Planning Software Software solutions to meet the retirement plans marketplace. http://www.StillRiverRetire.com

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13. Comprehensive Financial Planning Financial planning in plain english! Advice on every topic from award winning author and personal finance talk show host Ric Edelman. Health Care Issues. retirement planning. Estate Planning. Eliminating Debt Women and Retirement. retirement planning is a critical issue for many women http://www.ricedelman.com/planning/retirement

Articles on: Financial Basics Insurance? Single - On Your Own Kids and Cash ... Do You Know Who Your Beneficiaries Are? By selecting the right beneficiary, or combination of beneficiaries, you can greatly extend the potential value of your assets, reduce the amount paid in taxes, and materially improve your heirs’ lives, all while helping insure peace within the family. How to Withdraw Money from Your Company Retirement Plan Without Paying the 10% Penalty Not everyone is subject to a 10% early withdrawal penalty. The IRS has 10 exceptions to that rule. Memo to Congress: Make This Change to 401(k) Accounts NOW! This change to 401(k), 403(b), 457 plans and IRAs would most likely benefit workers more than any other proposal – but no one is talking about it. New 401(k) Investment Choice Causes Common Mistake by Workers If you’ve opted for this investment choice in your 401(k), you may be making a big mistake. I’m talking about something called a lifestyle fund. Here’s the deal...

14. Pollock Planning Associates, Inc. - Financial Planning In New Jersey - Investmen Providing investment, tax planning, retirement planning, and estate planning services. http://www.pollockplanning.com/

15. Early Retirement Planning Consultants USA Early retirement planning online by expert consultants from California, USA http://rdre1.inktomi.com/click?u=http://www.retirement-4-u.com/&y=0274680B28

16. ThirdAge - Money - Insider - Fleming Resource site offers information and advice on investing, taxes, wills and retirement planning. http://www.thirdage.com/insider/money/fleming/

Try It Today Topics Computers Health ... Quizzes search ThirdAge WWW FREE Newsletter Money See latest More Newsletters Share the Wealth You've worked all your life to amass your retirement savings. And you'd like to share the wealth with the rest of your family, too! This week, Jeff helps you straighten out the best ways to cut taxes on financial gifts. Dear Jeff: When my stock split a few months ago I transferred those stocks to my children. My question is, what is the cost basis of these stocks when they sell it? Is it what I paid for it or what the price was at the time of transfer? Jeff Says: If only it were true. If only we were able to establish a new higher basis in our investments when we gifted them to our children. Much to my dismay, and probably yours too, it is only wishful thinking. When your children receive the stocks from you, they also receive your basis. The effect of this basis transfer is that they will realize the same amount of gain if they sell the stock as you would have realized if you kept the stock and sold it yourself. Gifting stock or other property to your children has its advantages. The gifted property is removed from the donor's estate and can be enjoyed by its recipients. Unfortunately, if the primary motivation is to reduce or eliminate the capital gains tax that you will incur upon the sale of the property, then you could consider alternativesincluding gifting to a charitable trustabout which I talk in more detail in a

17. Welcome To The Investment Center Online! Located at First Savings Bank of Washington, offers advice on investing, financial planning, retirement planning, and tax smart investing. http://www.investmentcntr.com/

Located at Select Your State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington, D.C. West Virgina Wisconsin Wyoming Brian Hearden Registered Representative This site is intended to be viewed with either or higher or Microsoft Explorer 4.0 or higher. Click here for further instructions. Securities offered exclusively through Raymond James Financial Services, Inc . Member NASD/SIPC, and independent broker/dealer, and are not insured by FDIC or any other bank insurance, are not deposits or obligations of Banner Bank , are not guaranteed by Banner Bank , and are subject to risks, including the possible loss of principle.

18. The 15-minute Retirement Plan - Mar. 11, 2004 The 15minute retirement plan. Basically, we ve done the heavy lifting and distilledretirement planning into a flexible system that can grow with you. http://money.cnn.com/2004/03/10/retirement/investing_15minute_0404/

CNN/Money Web Autos Real Estate Money's Best Home ... Real-time Quotes CNN/Money Email newsletters Mobile news Money archives Buy story reprints ... Find a Mortgage SPECIAL OFFER Your Money Retirement The 15-minute retirement plan Whether you're starting out or well on your way, these six simple rules are all you need to know. March 11, 2004: 12:35 PM EST By Marion Asnes, MONEY Magazine NEW YORK (MONEY Magazine) - It's easy to feel anxious about your retirement. Even if you've been saving for years, it's natural to wonder if you've made the right decisions. And if you haven't begun saving yet, well, the fear that you're starting too late can be daunting enough to keep you from getting in the game at all. But that's a mistake. Sure, there are many questions (Am I saving enough? Am I adequately diversified? Do I have the best investments?). It can all seem overwhelming and, therefore, well worth avoiding. Most of us lead frantically busy lives anyway, so tending a portfolio can easily slip down the to-do list. Deposit rates Search for rates on CDs, money markets and interest checking.

19. Finance,Insurance,Real Estate,Stocks :: Guide To Financial Markets In India, Mum Information on stocks, investment, insurance, retirement planning, and real estate. http://www.finanz4u.com/

12 June, 2004 sitemap search help LOGIN: PASSWORD: For Saral d Stocks MFs find safe future(s) in derivatives trading now Clearing corps seek Sebi okay to borrow shares MFs abstain from Citi's buy-back offer, want Rs 950-1,000 a share ... Exporters pitch for I-T exemption The export community revived its demand for I-T exemption by urging finance minister P Chidambaram for restoration of Section 80 HHC of the Income-Tax Act. Tic, tax, toe: I-T collections up at Rs 1,661 cr till May Ministry to moot tax cuts on processed foods Auto ACMA wants level playing field in duty structure The Indian automotive component industry on Thursday asked the government to rectify what it called inverted duty structure in the industry, which gives an unfair advantage to component makers in Thailand and other Asean countries. Half of auto part suppliers will get run over Former Mitsubishi Motors' president loses his cover Real Estate Akme to invest Rs 100 cr in real estate Real estate development firm Akme Projects on Wednesday said it planned to invest Rs 100 crore in real estate projects with its maiden venture in Bangalore. US towns threaten India BPOs Japan stocks likely to make modest headway Insurance LIC takes country road to counter private threat It's battling it out both ways. Knocked by competition in the metros from private insurance players and not achieving its "best" in fast-moving products like individual pension plans, the Life Insurance Corporation (LIC) is making serious changes in its marketing strategies — hardselling pension policies to rural folk for the first time.

20. Impact Technologies Group, Inc. Provides estate and retirement planning software for planning professionals. http://www.AdvancedImpact.com

Top Headlines Microsoft Office System Partner Solution Builder Contest Grand Prize Winner 2003 Impact Selected to Exhibit in Microsoft Booth at ACORD Conference 2003 Impact Named Microsoft Gold Certified Partner for Software Products National Life Insurance Company Adds Advanced Impact's Wealth Strategies to Analyze Financial Plans Using Monte Carlo Method ... Impact Technologies Group Announces Alliance Partnership with Compaq Sales Solutions Integrate the Four Steps of Business Planning Convince clients that they need to consider continuing their business Determine the fair value of the business Agree to a solution and adopt a business continuation plan Determine how to fund the solution Read More Partners

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