81. "Above Average" Welfare Reform ABOVE AVERAGE WELFARE REFORM THE minnesota family INVESTMENT PROGRAM.By Bill Rust. A proposal for deep reductions in welfare benefits http://www.aecf.org/publications/advocasey/summer99/above/above1.htm

"ABOVE AVERAGE" WELFARE REFORM THE MINNESOTA FAMILY INVESTMENT PROGRAM By Bill Rust A proposal for deep reductions in welfare benefits to poor families paralyzed the Minnesota legislature in 1986. A majority in the state House of Representatives, charging that low-income people migrated to Minnesota because of its relatively generous public-assistance programs, wanted to slash welfare benefits by 30 percent. The state Senate flatly rejected such steep cuts. To help resolve the deadlock, then Gov. Rudy Perpich established the Minnesota Commission on Welfare Reform to examine benefit levels and other aspects of state public assistance. The first meeting of this bipartisan commission, which included government officials and nonprofit leaders, began inauspiciously, with divergent political views and conflicting opinions surfacing quickly. “People were kind of talking past each other,” recalls Joel Kvamme, then a staffer to the commission from the Minnesota Department of Human Services. “It was very ideological.” Determined to reach a consensus, the commission members agreed to table their preconceptions and immerse themselves in the facts about welfare in Minnesota. Why do families apply for public assistance? How long do they stay on welfare? How do families manage to leave the program?

82. Minnesota FHA Mortgage Lenders include Section 203(b) A single family program that has down payment requirementsas low as 3%, allowing you to finance up to 97% of the value of the home. http://www.amo-mortgage.com/minnesota/fha.html

Loan Amount Zip Code Program Points Credit Look Up ZipCode 30 Year Fixed 15 Year Fixed 30 Year Fixed Jumbo 15 Year Fixed Jumbo 5 Yr Balloon 7 Year Balloon 1/1 ARM 3/1 Arm 5/1 Arm 1/1 Jumbo ARM 3/1 Jumbo ARM 5/1 Jumbo ARM FHA 30 Year Fixed FHA 1 Yr ARM VA 30 Year Fixed 7/1 ARM 10/1 ARM 7/1 ARM Jumbo 10/1 ARM Jumbo B Credit - 30 Year Fixed B Credit - 6 Month Arm B Credit - 1 Year ARM B Credit - 2 Year ARM C Credit - 30 Year Fixed C Credit - 6 Month ARM C Credit - 1 Year ARM C Credit - 2 Year ARM D Credit - 30 Year Fixed D Credit - 6 Month ARM D Credit - 1 Year ARM D Credit - 2 Year ARM NIV Credit - 30 Year Fixed NIV Credit - 6 Month ARM NIV Credit - 1 Year ARM NIV Credit - 2 Year ARM Low Cost Low Fee No Points Pay 1 Pt Pay 2 Pts Excellent Good Fair Damaged powered by Guides FHA Articles FHA Mortgage Insurance Streamline Refinancing for FHA Mortgages ... Refunds Ready on FHA Loans FHA Loans FHA's Mortgage Insurance - Programs that help low and moderate income families become homeowners by lowering some of the costs of their mortgage loans. While this insurance is not free, you can finance the up front insurance premium at the time of purchase and add to your regular mortgage payments. FHA Refunds If you have ever paid off a home loan backed by FHA, you may have money owed to you.

83. Minnesota Board Of Marriage And Family Therapy RELATED SITES. HEALTH PROFESSIONALS SERVICES PROGRAM. REPORT GROWTH OF MARRIAGEAND family THERAPY IN minnesota. THE BRIEF. (news items). LMFT RENEWAL APPLICATION. http://www.bmft.state.mn.us/

Minnesota Board of Marriage and Family Therapy 2829 University Avenue SE #330 Minneapolis MN Ph: Fax: (612) 617-2221 www.bmft.state.mn.us Hearing Impaired-Minnesota Relay Service: 1-800-627-3529 GENERAL INFORMATION LICENSING PROCESS AND APPLICATIONS NATIONAL EXAMINATION SCHEDULE AND FEES STATUTES AND RULES ... THE BRIEF (news items) LMFT RENEWAL APPLICATION FINAL REPORT OF THE INTERNET THERAPY COMMITTEE INFORMATION ON HIPAA

84. Youth Intervention Services and runaways, minnesota s youth and their families who are facing these and otherproblems have a place to turn to for helpYOUTH INTERVENTION programs. http://www.mnyipa.org/yis.htm

Home Stolen Moment Product Line Shoplifting Prevention Video Is Your Child Stealing Booklet ... Members Only Community Solutions For Community Problems Crime, family violence, truancy, delinquency, chemical dependency, child abuse, teen pregnancy and runaways, Minnesota's youth and their families who are facing these and other problems have a place to turn to for help-YOUTH INTERVENTION PROGRAMS. Youth Intervention Programs are community-based and provide an effective community solution to the youth-related problems facing families. Community-based programs keep youth living with their families and out of the more costly correctional institutions, foster homes, residential treatment and chemical abuse treatment facilities. Each year over 30,000 Minnesota young people receive services through YIPA agencies. Youth Intervention Services: Pre-Court Diversion Programs Truancy Intervention Shoplifting Prevention/Intervention Curfew Violation Sexual Perpetrator Counseling Vandalism Prevention/lntervention Fire Awareness Drug/Alcohol Prevention/Intervention Tobacco Use Prevention/intervention Restorative Justice Programs Victim/Offender Mediation Community Service Programs For Offenders Crime Victim Advocacy Restitution Services Counseling Programs Mentoring

85. Minnesota Provides Parents Stipends For At-Home Infant Care As An Alternative To AtHome Infant Care Program by the minnesota legislature was not without controversy.Richard Doc Mulder, the state representative and family physician who http://www.familyandhome.org/policy/subsidies.htm

HOME CONTACT US Public Policy Information: Groundbreaking Minnesota Law Provides Eligible Parents Stipends for At-Home Infant Care as an Alternative to Subsidies for Paid Child Care The October 1999 issue of Welcome Home reported on a new law in Minnesota that offers certain lower-income parents of infants a choice between returning to work and using a state child-care subsidy or staying home and receiving a monthly stipend. We spoke with officials at the Minnesota State Department of Children, Families and Learning to find out more about this groundbreaking new law. The Minnesota program takes an important step towards recognizing the value of at-home parenting by providing comparable help both to parents who want to care for their children at home and to parents who want to work outside the home. Under the Minnesota At-Home Infant Care Program (Minnesota Statues 1998, Section 119B.061), since July 1, 1998 lower-income families meeting certain requirements have been "eligible for assistance for a parent to provide short-term child care for the family's infant child." To be eligible a family must have been receiving child care assistance before the baby was born or, for a first child, the parents must have been working or participating in another authorized activity before the baby was born. In addition, the family must meet the same income guidelines established for receiving child care assistance, as well as meeting certain other criteria. The At-Home Infant Care Program is administered at the county level in Minnesota.

86. The Jewish Outreach Institute Minneapolis, minnesota. 612) 9207855. Institutional Membership 1350 families PercentIntermarried members - less than 20%; board - 0%. programs Introduction to http://www.joi.org/programs/states/minnesota.shtml

Index A-F G-L M-O ... Jewish Connection Partnership Minnesota Hopkins, Minnesota BET SHALOM (R) 201 9th Avenue North Hopkins, MN 55343 Fax: (952) 933-3238 Institutional Membership: Percent Intermarried: members - NA; board - NA. Programs: Introduction to Judaism Classes; Preparation for Conversion; Jews by Choice; Interfaith Couples Group; Couples Support Groups; Havurot; Holiday "how to" Workshops, "December Dilemma" Discussions. Contact: Tami Elliott, Executive Director Minneapolis, Minnesota BETH EL SYNAGOGUE (C) 5224 West 26th Street St. Louis Park, MN 55416 Fax: (612) 920-7855 Institutional Membership: 1350 families Percent Intermarried: members - less than 20%; board - 0%. Programs: Introduction to Judaism Classes; Preparation for Conversion; Hebrew Classes; Jews by Choice; Interfaith Couples Group; Havurot; Holiday "how to" Workshops; Outreach Seder.

87. Minnesota Interactive Genealogy minnesota Time and Weather Click for Duluth, minnesota Forecast at Duluthminnesota weather by cities minnesota ski conditions. family Tree Program. http://victorian.fortunecity.com/literary/463/igen/mn.html

web hosting domain names email addresses MAKE TRACKS TO USED GENEALOGY BOOKS Minnesota Interactive Genealogy Quick searches ~ Informative browsing for Genealogy History Travel eCards Interactive Genealogy combines searches for genealogy, living people, local history, and travel by state and keyword , because our family's history was sometimes changed by what was happening around them and what was available where they lived. Interactive Genealogy Searches Minnesota State Databases plus: Keywords Locations Maps Military , Living People Professions Surnames Interactive Genealogy States AL AK AZ AR ... WY First Name Last Name Any AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY INTL Locality Search the Web. Type it and go! MN Email lists Ancestry Message Board Family History Message Search GenForum * IGEN Forum List African American Forum Minnesota Family Searches Minnesota database searches for census, marriage, obituary records, and more through Ancestry.com * More MN database searches MNGenWeb Social Security Death searches Conferences, Lectures

88. The Claremont Institute: Welfare Minnesota-Style minnesota s version of welfare reform is the minnesota family InvestmentProgram (MFIP). Investment — the liberal Clintonera http://www.claremont.org/writings/000615hinderaker_johnson.html

Writings is the home for general works by friends of the Claremont Institute that don't fall into any other site category, such as our projects or Precepts newsletter. John Hinderaker is an attorney and a fellow of the Claremont Institute. He comments on current events for the weblog "Powerline" Scott Johnson is a Minneapolis attorney and an adjunct fellow of the Claremont Institute, and co-author of the Powerline Web Log Also by John H. Hinderaker and Scott W. Johnson Walter Mondale Loses It Posted on December 21, 2003 The Party's Not Over Posted on December 4, 2003 Civil Rights Versus Racial Preferences Posted on April 3, 2003 Why Study Local Government: A Primer Posted on April 7, 2004 Heather's Compromise Posted on March 18, 2004 Has Your Doctor Advised You Not to Have Guns in Your Home? Posted on February 6, 2004 Looking for something? Enter any text below to search our content. Or, find an article by author topic or date directly. Enter your email address below to join Precepts, our free weekly policy watch newsletter. Welfare Minnesota-Style By John H. Hinderaker and Scott W. Johnson

89. LawHelp Legal Questions Search Results For Public Benefits MFIP Print. Public Benefits, Public Benefits MFIP(minnesota family Investment Program). http://www.lawhelpmn.org/MN/StateChannelResults.cfm/County/ /demoMode/= 1/Langua

90. RKMC.com - Minnesota AIDS Project Announces New Legal Service: Minnesota Family All rights reserved. (Minneapolis, MN) The minnesota AIDS Project (MAP) now offersa new service in its legal program. The minnesota family Legacy Project (MFLP http://www.rkmc.com/firm_news.asp?newsId=24

91. McKnight Foundation : Family Loan Program Founded in 1984 in the Twin Cities, The McKnight family Loan Program assistslowincome parents throughout minnesota stay in school or on the job. http://www.mcknight.org/cfc/initiatives_loan.aspx

Founded in 1984 in the Twin Cities, The McKnight Family Loan Program assists low-income parents throughout Minnesota stay in school or on the job. Parents unable to get loans from other sources borrow small sums to cover unanticipated expenses that might otherwise cause a financial crisis. Many loans have been used to buy or repair cars. The program, administered by social service agencies—often in partnership with banks—has proven to help families stay off welfare. By repaying the loans, borrowers are also able to establish or improve their credit ratings. Although McKnight has phased out direct funding of the program's sites in Minnesota, in 1998 the Foundation approved $5 million to help leverage funds to expand the program to 70 sites nationally. The national program is operated by Ways to Work, Inc., an affiliate of the Alliance for Children and Families McKnight Family Loan Program sites Twin Cities metro area Anoka County: Community Emergency Assistance Program, 763-783-4930 Carver, Dakota, and Scott Counties-Community Action Council, 952-985-4050

92. Planned Parenthood Of Minnesota/South Dakota - Family Planning the family Planning Special Projects (FPSP) program is a statefunded program thatis the main source of subsidized family planning services in minnesota. http://www.ppmsd.org/legislative/familyPlanning.asp

Take Action Now Find Your Representatives Join Our Network Get Informed About The Issues: Minnesota MINNESOTA'S FAMILY PLANNING FUNDING: THE FACTS Part of the Common Sense Health Care Series Background on Family Planning Funding: As defined by the Minnesota Department of Health, family planning is the voluntary planning and action by individuals to prevent, delay or achieve a pregnancy. Family planning services include counseling and education, pre-conception care, screening and laboratory tests and family planning methods. Family planning methods include abstinence, natural family planning and all FDA approved methods of fertility control including Emergency Contraception and sterilization. Administered by the Department of Health, the Family Planning Special Projects (FPSP) program is a state-funded program that is the main source of subsidized family planning services in Minnesota. It serves 62 of 87 counties. The program makes grants to organizations that provide outreach, education and services for family planning. FPSP funds are for pre-pregnancy family planning and are not used to fund abortion services. FPSP funds fill a need not met by Minnesota Care. Minnesota Care makes sense for families or people with a broad range of health care needs, including hospitalization, but it is not cost effective for many low income Minnesotans. Minnesota Care covers a broad range of health care services and requires minimum monthly premiums starting at $4.00 ($48.00 annually) plus co-pays. A single person at the federal poverty level would pay $204 annually in premiums.

93. PACER Projects Focusing On Transition The Strategies for Workforce Inclusion and family Training (SWIFT) Project educatesMinnesota families about strategies and programs that can help transition http://www.pacer.org/tatra/

PACER Center Parent Advocacy Coalition for Educational Rights PACER Center E-mail Directory Text-Only / Printer Friendly Site Projects Related to Transition HOME WHO WE ARE LINKS PUBLICATIONS ... GUEST BOOK FEATURED RESOURCES THE FAMILY AS A CRITICAL PARTNER IN THE ACHIEVEMENT OF A SUCCESSFUL EMPLOYMENT OUTCOME Check out new Parent Briefs developed by PACER in collaboration with the National Center on Secondary Education and Transition (NCSET) on Postsecondary Education, Supplemental Security Income, and other transition issues PACER Projects Focusing on Transition National Technical Assistance Projects TATRA (Technical Assistance on Transition and the Rehabilitation Act) This national project provides training, information and materials to parent center staff across the country who are helping the families of youth with disabilities learn about transition, independent living and vocational rehabilitation services. The National Center on Secondary Education and Transition PACER works with this national technical assistance project headquartered at the University of Minnesota to connect parents and youth with disabilities to information and resources. PACER manages a listserv and develops material for parents as part of the Center's technical assistance activities. For Minnesota Families Connecting Youth to Communities and Careers (Project C is an exciting collaborative project with the Minnesota Department of Employment and Economic Development to demonstrate how innovative partnerships with community organizations can improve local transition services and outcomes for youth with disabilities.

94. Minnesota Department Of Health, Family Planning Immunization Program minnesota Department of Health family Planning Immunization Program. Programname minnesota Department of Health, family Planning Immunization Program. http://www.hepprograms.org/family/family3.asp

Model Programs for Hepatitis A, B, and C Prevention Family planning clinics HEP EXPRESS Sign up here! Read it here. free email news Home Support groups CDC Hep Conference MSM ... Visit IAC Minnesota Department of Health Family Planning Immunization Program Program name: Minnesota Department of Health, Family Planning Immunization Program Population served: Patients of Planned Parenthood Clinics Eligibility: Persons 18 years of age and younger Region served: Statewide Funding: Federal VFC vaccine funds When did program begin?: Number of clients: Unknown Contact: Barbara Ottis Minnesota Department of Health Acute Disease Prevention Services 717 Delaware Street SE Minneapolis, MN 55440-9441 Phone: (612) 676-5237 Fax: (612) 676-5689 Website: http://www.health.state.mn.us/immunize IAC is not responsible for content found on other websites. Description MDH worked with all Planned Parenthood clinics statewide to enroll them in the MnVFC program during 2000. These clinics are currently receiving hepatitis B vaccine for their MnVFC eligible patients. MnVFC eligibility criteria include: children and adults enrolled in Minnesota Medical Assistance (MA), General Assistance Medical Care (GAMC), or MinnesotaCare;

95. JCPR Newsletter Articles The final article reports findings on impacts of an early pilot welfare reformeffort, the minnesota family Investment Program (MFIP), on employment and http://www.jcpr.org/newsletters/vol4_no5/articles.html

Rural Dimensions of Welfare Reform By Bruce Weber, Greg Duncan, and Leslie Whitener Click here to see other JCPR projects authored by Greg Dun can. rural areas In May 2000, the Economic Research Service of the U.S. Department of Agriculture, the Joint Center for Poverty Research, and the Rural Policy Research Institute co-sponsored a conference to explore the rural dimensions of welfare reform and food assistance policy Key Findings of the Conference This issue of Poverty Research News draws from that conference some key findings about the impact of welfare reform on employment, earnings, and family well-being in rural and urban areas and looks at some implications of these findings for future welfare policy. Four insights emerge from the conference papers: Work-oriented welfare policy and a strong national economy have reduced the welfare caseload and increased incomes and lowered poverty for both urban and rural single-parent families. When viewed from the national level, rural and urban outcomes related to welfare use, poverty, and employment of single-parent families appear to be quite similar. As one looks at specific states, and regions within those states, however, enormous variation emerges within and across urban and rural areas in the structure of

96. Center For Family Enterprise Overview International leadership in family business education research and program development. Thomasand Center for family Enterprise, minnesota USA All http://www.stthomas.edu/cfe/

Center for Family Enterprise SITE INDEX: OVERVIEW PROGRAMS ADVISORY COMMITTEE ACADEMICS ... CFE HOME Program Search by Keyword: To request additional information on the history of the University of St. Thomas Family Enterprise Education Program, please click HERE. Center for Family Enterprise T he Center for Family Enterprise was created in 1990 as a learning community for families and professionals committed to the growth and continuity of family enterprise. Harry McNeely, a trustee of the University of St. Thomas, proposed that the university develop a family business program. The Harry McNeely and the Gerald Rauenhorst families provided start-up funding to create the Center for Family Enterprise and its initial programs. In 1993, the Gerald and Henrietta Rauenhorst family funded the Opus Chair in Family Enterprise dedicated to teaching, program development and research. In 1995, Dr. Randel Carlock was appointed the first Opus Endowed Professor. The major thrust of the family business programs is lifelong learning activities. This includes Public Programs and Member Programs. Please see

97. Southern Minnesota Regional Legal Services - SMRLS minnesota family Investment Program (MFIP) Food Stamps Medical Assistance MedicareSocial Security Supplemental Security Income General Assistance Reemployment http://www.hbci.com/~smrlswi/

S OUTHERN M INNESOTA R EGIONAL L EGAL S ERVICES SMRLS Southeastern Minnesota Office - Winona Southern Minnesota Regional Legal Services - Program Wide Website Minnesota Legal Services Coalition About Legal Services Types of Cases We Handle ... How to Reach SMRLS - Winona About Legal Services Southern Minnesota Regional LEGAL SERVICES is a law office for low income persons and senior citizens (over 60). Our program receives funding from the Legal Services Corporation, Southeastern Minnesota Area Agency on Aging and the State of Minnesota to provide free civil legal help to low income persons with a household income at or below 125% of the federal poverty level. Our program provides help in seven counties in southeastern Minnesota. Our funding is limited. There are restrictions on the kinds of cases that we can handle. We can represent people in Dodge Fillmore Goodhue Houston Olmsted Wabasha , and Winona counties in Minnesota. Services of Southern Minnesota Regional Legal Services are provided without fees to eligible persons. However, in some cases, it may be necessary to pay certain costs, where litigation costs are incurred. We do encourage donations. Our office also enjoys the support of many of the private attorneys throughout the seven counties that we serve. These attorneys volunteer on many of the cases that we are unable to handle.

98. Stearns County, Minnesota: Human Services MFIP Child Care is for families who receive assistance from the minnesota FamilyInvestment Program (MFIP) and are involved in an Employment Services Program. http://www.co.stearns.mn.us/departments/hs/children/childcare.htm

Search for: Use Free-Text Query Tips for searching Human Services Department Administrator: Roma Steil info@co.stearns.mn.us Contact Information to Human Services home page Child Care Assistance Programs The Child Care Assistance Program assists low-income families to pay for the child care they need in order to work or attend school or training. Child Care Assistance can help you pay child care costs for all children age 12 and younger and for handicapped children age 13 and 14. Help is available from the following Child Care Assistance Programs: MFIP Child Care is for families who receive assistance from the Minnesota Family Investment Program (MFIP) and are involved in an Employment Services Program. The MFIP Child Care Program may help pay for your child care costs while you look for work or work 20 hours per week or more. As part of your MFIP employment plan, you may be able to get help with child care to go to school or training to prepare for work. Transition Year Child Care will help pay for child care costs for up to one year after your MFIP case closes if: Your MFIP case closed because your family’s income from working and/or child support is greater than the MFIP program allows;

99. Housing Services Minnesota - Lutheran Social Service Housing Services To be eligible for the program, families must be a resident of Anoka County. Copyright2004 Lutheran Social Service of minnesota Office of Communications http://www.lssmn.org/housing/th.htm

Mission To prevent and end homelessness in our community through acts of service. Housing Services Phillips Park Initiative Donations Wish List LSS HOUSING SERVICES 2414 Park Avenue Minneapolis, MN 55404 Fax 612.871.0354 housing@lssmn.org LSS Home © 2004 LSS Housing is a program of Lutheran Social Service of Minnesota that serves all people regardless of race, color, creed, religion, national origin, sex, sexual orientation, handicap or age. Home About Us Volunteer Opportunities FAQ ... Links LSS Housing Services Transitional Housing What Is Transitional Housing? Transitional Housing is for families who are homeless and need temporary, affordable housing. While in this housing, families receive on-site case management support, which includes: Weekly meeting with a case manager Tenant Education Housing search assistance Information and referrals Lutheran Social Service operates three Transitional Housing Programs, one in Hennepin County and two in Anoka County.

100. Minnesota Eligibility Medical Assistance (MA), General Assistance Medical Care (GAMC), minnesotaCare, minnesotaFamily Investment Program (minnesota s Temporary Assistance for Needy http://www.hrsa.gov/tpr/states/Minnesota-Eligibility.htm

MINNESOTA MEDICAID ELIGIBILITY OVERVIEW OF PROGRAMS The Minnesota Department of Human Services (DHS) administers Medical Assistance (MA), General Assistance Medical Care (GAMC), MinnesotaCare, Minnesota Family Investment Program (Minnesota's Temporary Assistance for Needy Families program), General Assistance (GA), the Prescription Drug Program, child protection, child support enforcement, child welfare services, and services for people who are mentally ill, chemically dependent or have physical or developmental disabilities. County offices of DHS determine eligibility for the health care programs. DHS staff also determine eligibility for MinnesotaCare.  A listing of county offices can be found in the Appendix of the Minnesota Health Care Programs (MHCP) Provider Manual at www.dhs.state.mn.us/Provider/manual Assets that are generally excluded:  home, household goods, one motor vehicle and burial space items/burial account up to $1,500. MinnesotaCare is the state's health care program for working Minnesotans who don't have access to affordable health care coverage. There are approximately 107,000 residents enrolled in MinnesotaCare, including 55,000 children. MinnesotaCare is funded by enrollee premiums (using a sliding-fee scale, based on family size and income), a 1.5 percent tax on hospitals and health-care providers and state and federal funds. MinnesotaCare is central to Minnesota's welfare reform strategy because it enables people to leave welfare and go to work without losing their health care coverage. The average MinnesotaCare premium for an adult is $18 a month, and some children can be covered for as little as $4 a month.

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