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skip to content Sitemap A-Z Guide Links ... Aged Care Services Chapter 3 PDF version (89KB) :: Investing in Australia's Aged Care Review of Pricing Arrangements in Residential Aged Care Main index Preface Review staff Terms of Reference ... Abbreviations Chapter: Appendices 3. Financial Appraisal of the Sector 3.1 Introduction 3.2 Response by industry 3.3 General results 3.3.1 Labour costs ... 3.8 Appraisal 3.3 General results The results provided in the tables in this chapter are a summary of the many analyses undertaken by the Review. The information presented represents those elements of the operations of facilities considered most useful and instructive. They represent a major cost category for providers, such as labour costs, or earnings with a gross measure before interest, taxes, depreciation and amortisation. This EBITDA analysis offers an opportunity for providers to measure their financial performance in a sector neutral way without the influence of differential treatments of taxation, interest expenses, depreciation and amortisation that exists between the for-profit and not-for-profit sectors. The following analysis of labour costs and EBITDA data has been compiled at an aggregate level for States, locality, sector and resident mix. A more detailed break-up of the data is presented in Appendix A. The data on labour costs and EBITDA is presented in a more comprehensive form, including details for each view of the number of services from which submissions were received and the standard deviation of observations.

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The General Secretariat unit's role is one of coordination, guidance and monitoring. It organizes and monitors risk management systems (counterparty, market and country risks) and also manages delinquent loan recovery procedures. The General Secretariat also provides legal and organizational services. It offers advice and assistance to the business lines concerning their development projects, legal and tax issues, external growth transactions and strategic plans, as well as producing industry research and documentation. It provides secretarial services for the Board of Directors and other management bodies. It is also responsible for managing the Bank's real estate portfolio and its institutional activities performed on behalf of the State. A key project in 2002 was to strengthen the role of the Compliance Officer. FAQ Site map Tools Legal information ... Print

112. Articles Archive A note about Site Security. Copyright © 1997 2003 . All Rights Reserved. Click here for terms of use. Ryan Beck Co., Inc. is http://rbcoweb.ryanbeck.com/rbeck/articles/articles_general_invest.asp

For Individual Investors For Corporations and Institutional Investors Order Execution Statistics Regulatory Notices ... Financial Calculators Investment Articles General Investing Articles The New Tax Law - What's In it for You? Don't Let Short-Term Volatility Affect Your Long-Term View The Multi-dimensional Value of Insurance Other items in this section: Articles Archive College Planning Estate Planning / Wealth Preservation General Investing ... A note about Site Security. Securities held in custody by Pershing for your Ryan Beck account are protected to an unlimited amount. The Securities Investors Protection Corporation (SIPC) provides $500,000 of coverage, including $100,000 for claims for cash. Pershing provides the remaining coverage through a commercial insurer. The account protection applies when a SIPC member firm fails financially and is unable to meet obligations to securities customers, but it does not protect against losses from the rise and fall in the market value of investments.

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