21. HowTo_splash Use, energy Center Español Lowe s Racing Newsletters Site Map. LLC. Lowe s Improving home improvement® BBBOnLine Privacy Seal. http://www.lowes.com/lkn?action=topicSelect&topic=howTo

22. Web Site Unavailable home improvement company specializing in replacement windows, siding and roofing services in central Ohio. http://www.perfectionenergy.com/

The requested web site has been suspended or is unavailable.

23. FCIC - Housing Financing an energyEfficient home. Find mortgages and home improvement loans to make your home more energy efficient. 8 pp. (2000. DOE) 126L. $2.00. http://www.pueblo.gsa.gov/housing.htm

Numerical Listing Cars Computers Education ... And more... Housing Ordering Tips If ordering items, click "add to cart" button before moving on. For more help, click the help button. Want to read it? Want to order it? 100 Questions and Answers About Buying a New Home. This great guide focuses on financesfrom how much home you can afford, to various mortgage loan programs, insurance, taxes, and more. 40 pp. (2003. HUD 569L. Free. Borrower's Guide to Home Loans. Here's how to find the best loan for your needs when shopping for home equity loans and reverse mortgages. Use the guide's worksheets to compare lenders and home improvement contractors and to check out the contract before signing. 16 pp. (2002. FTC 595L. Free. Don't Be A Victim of Loan Fraud. Be a smart consumer when buying or refinancing your homeuse these 11 tips to learn more about predatory lending, recognize tactics that predators use, identify warning signs of fraud, and more. 5 pp. (2003. HUD 605L. Free. Financing an Energy-Efficient Home. Find mortgages and home improvement loans to make your home more energy efficient. 8 pp. (2000.

24. FCIC: Energy Efficient Mortgage Home Owner Guide resale value of your home. Pay for energy improvements easily, through your mortgage. Your lender can increase your loan to cover energy improvement costs. http://www.pueblo.gsa.gov/cic_text/housing/energy_mort/energy-mortgage.htm

Return to Federal Citizen Information Center Home Page Energy Efficient Mortgage Home Owner Guide Buying Selling Refinancing Remodeling Countrywide Home Loans Department of Energy THE ENERGY EFFICIENT MORTGAGE MEANS COMFORT AND SAVINGS When you are buying, selling, refinancing, or remodeling your home, you can increase your comfort and actually save money by using the Energy Efficient Mortgage (EEM). It is easy to use, federally recognized, and can be applied to most home mortgages. EEMs provide the borrower with special benefits when purchasing a home that is energy efficient, or can be made efficient through the installation of energy-saving improvements. Home owners with lower utility bills have more money in their pocket each month. They can afford to allocate a larger portion of their income to housing expenses. If you have more cash, why not buy a better, more comfortable home? There are two options with the Energy Efficient Mortgage. WHO BENEFITS FROM THE ENERGY EFFICIENT MORTGAGE?

25. Energy Savers: Financing An Energy-Efficient Home Most energyefficient financing programs offer both types of EEMs, as well as home improvement loans for making energy efficiency upgrades to your existing home http://www.eere.energy.gov/consumerinfo/factsheets/feehome.html

Search Help More Search Options Search EERE Information Center Financing an Energy-Efficient Home Summary: This fact sheet will provide you with an overview on residential, energy-efficient financing programs, including energy-efficient mortgages. To view illustrations, you can download the PDF version ( PDF 163 KB ) of this fact sheet ( Download Acrobat Reader ). See Related Links below for more publications on related topics, which aren't included in the PDF version. It's easier than you may think to enjoy the savings and comfort of an energy-efficient home. Since an energy-efficient home is cost-effective, there are financing programs available from mortgages to home improvement loans, which allow more people the opportunity to live in such a home. You can benefit from energy-efficient financing whether you're buying, selling, refinancing, or remodeling a home. If you're looking to buy an energy-efficient home, you can qualify for a better, more comfortable home because with lower utility costs, you can afford a slightly larger mortgage payment. You can also obtain financing to make energy-efficient improvements to an older home before moving in or to your existing home. And if you put your home on the market, you can use its energy efficiency as an attractive selling point. Home Energy Rating Most energy-efficient financing programs will encourage you to have an energy rating for your new or existing home, which will tell you and the lender how energy efficient it is. A rating typically involves an inspection by a professional energy rater who is certified under a nationally or state accredited home energy rating system (HERS). There are several options regarding HERS, so the type of HERS used will depend on where you live. Some states even have more than one HERS. Some of the organizations listed at the end of this fact sheet may be able to provide you with more information regarding HERS in your state. Here's an example of a

26. The Top Energy-saving Home Improvements improvements By Laura Bruce • Bankrate.com. These are the top singlefamily-home, energy-efficiency improvements that reduce energy bills. http://www.bankrate.com/brm/news/home-improvement/energy-side1.asp

var survey = ""; var alt_ads = false; alt_ads = AlternateAds(999, 5); Home Design Gallery Financing Planning it ... Home Improvement Doing it The top energy-saving home improvements By Laura Bruce These are the top single-family-home, energy-efficiency improvements that reduce energy bills. The return on investment (ROI) is based on 8 cents per kilowatt-hour. Months refers to the number of months worth of savings it takes to pay for the modification. Return on investment estimates for household energy efficiency improvements Months Modification ROI Kwh savings/unit Cost per kwh Annual savings Cost per unit High efficiency showerhead Fireplace pillow-stops air leakage up chimney Bathroom faucet aerator Attic insulation (R-0 to R-38) Compact fluorescent bulb Kitchen faucet aerator Wrap 15' hot and cold water heater pipes Replace incandescent porch light fixture with CFL bulb Attic insulation (average) Duct insulation and sealing Wall insulation (R-0 to R-25) Floor insulation (R-0 to R-13) Source: Portland General Electric Posted: April 7, 2003

27. Home Improvement - Energy Saving - Real Home Guide home improvement energy saving. 1, Open site on a new windowOikos energy efficient and environmentally friendly building design and construction www.oikos.com. http://directory.ceramlinks.com/home-improvement/energy-saving/

@import "http://directory.ceramlinks.com/GlobalStyle.css"; Home Architecture Construction Home Decorating Home Improvement Landscape and Garden Real Estate Appliances Cabinetry Cleaning Contractors@ Decks Do-It-Yourself Doors and Windows Energy saving Fences and Gates Finishes and Coverings Fireplaces Hardware Heating and Air Conditioning Home automation Home centers Home loans@ Home repair Lamps and Lighting@ Mailboxes Murals and Faux Finishes Plumbing Pools, Spas, and Hot Tubs Safety and Security Signage Software Tools Home Improvement - Energy saving Oikos Energy efficient and environmentally friendly building design and construction www.oikos.com Energy Federation Incorporated EFI.org is a retail and wholesale distributor of energy and water efficient products, including ventilation fans, light bulbs, light fixtures, showerheads, weatherization materials, and more. www.efi.org Whole House Fan Whole house fans cool your home save you money www.wholehousefan.com Browsing sites 1 - 3 of 3 HomeMediakit HomePopular

28. WannaLearn: Home Repair Bob Vila home improvement Article Library a large codes legislation, demolition, doors, electrical, energy efficiency, floors hiring a pro, home decor, home http://www.wannalearn.com/Home_and_Garden/Home_Repair/

More search options Home and Garden : Home Repair Home Home and Garden / Home Repair ] Subcategories Flooring Masonry Painting Plumbing ... Window and Door Free Instructional Sites: - text-based general information and intruction about all types of major home appliances, with tips and techniques regarding the purchasing, home service, repair parts and more (Rating: 6.11 Votes: 275) Rate this site: Read Comments (1) Ask the Builder - instructional articles and guides on a range of home improvement, home building and home remodeling topics, with tips on asphalt, brick, building tips, cabinets and countertops, caulks and adhesives, ceilings, ceramic tile, chimneys, concrete, deck construction, deck maintenance, doors, drainage, drywall and plaster, eifs and stucco, electrical, fences, fireplaces, flooring, foundations, garage doors, heating and air conditioning, insulation, interior walls, lighting, painting and staining, patios and walkways, remodeling, retaining walls, roofing, sheds, siding, tools, vapor retarders, ventilation, wallpaper, windows and more (Rating: 5.60 Votes: 5)

29. Aubuchon Hardware Home Improvement Products At AubuchonHardware.com Quickly search by style, color, and patterns! • Try our home Decorating Software! energy STAR was created to help consumers easily identify products http://www.aubuchonhardware.com/

Email Us The Aubuchon Hardware Difference Aubuchon Hardware is celebrating its 96th year as a privately owned family business! Throughout our history , Aubuchon Hardware has always been your "quick-fix" neighborhood hardware store. Today, our 140 hardware stores throughout Massachusetts Vermont New York New Hampshire ... Maine and Connecticut have just what you need, at prices you can afford and the help you would expect from a friend. Upcoming Events! The Aubuchon Hardware 150 The National Guard Airshow When? June 18 Where? Stafford Springs, CT directions Check out Aubuchon Hardware and the #6 Andy Santerre Racing Team at the 14th annual Aubuchon Hardware 150 NASCAR Busch North Series event held at the Stafford Motor Speedway. Race starts at 8pm. Learn more! When? June 19-20 Where? Quonset, RI directions Check out Aubuchon Hardware and Michael Goulian , one of the world's premiere airshow and aerobatic competition pilots, at this year's National Guard Airshow. Gates open at 9am. Learn more!

30. DeadlineNews.Com -- Energy Improvements/E-Mailed Blackout Alerts 5/25/2001 Efficiency, found that cost vs. value home improvement studies likely underestimate the added value of new energy efficient windows. http://www.deadlinenews.com/energyvalue051501.html

Save Energy, Boost Home Value Scientific research quantifies home value boost from energy efficient improvements Related stories Appraisers Discount Value Of Energy Improvements Energy Improvements Boost Home Value $18,000 By Broderick Perkins DeadlineNews.Com FOR EVERY $1 you save on your annual fuel bill, your home value will jump by $20 or more. That doesn't mean you can simply set back the thermostat or stop heating your home to boost its value. You must actually reduce your home's fuel requirements, say, by completing energy-efficient home improvements. Once you do, increased home value could be yours. That's the findings of two little-known, government financed, private research efforts completed in the late 1990s, which are just now attracting interest, thanks to the nation's growing energy problems. "Nobody was interested in the 1990s, but I'm certainly getting calls now. It should reassure people about making investments in energy efficiency and particularly the Energy Star program which is the nationwide GoodHousekeeping stamp-of-approval for energy efficiency that people will recognize," said Rick Nevin, vice president of ICF Consulting, the Fairfax, VA-based international consulting firm that conducted the research with funding from the U.S. Environmental Protection Agency and the U.S. Department of Housing and Urban Development. News of the research efforts couldn't come at a better time.

31. FirstGov For Consumers: Your Home energy Savers, DOE. energy STAR home improvement Toolbox, - EPA. EREC Fact Sheets, - DOE. EPA. home improvements home improvement Toolbox with energy STAR, - EPA. http://www.consumer.gov/yourhome.htm

Directory Assistance Contact Special Projects Search ... In the Spotlight - FEMA Are You Ready? Guide A Guide to Citizen Preparedness - FEMA Arson Information - USFA Bioterrorism - FDA Coping with Flood Damaged Property - FEMA - HHS Emergency Response Teams (CERT) - FEMA Federally Declared Disasters by State - FEMA Flash Floods - NOAA Independent Study Program - FEMA Library of Online Publications - FEMA Map Service Center (Flood) - FEMA National Flood Insurance - FEMA Natural D isaster Assistance - USDA Planning and Prevention - DHS PREVENT FIRE. SAVE LIVES. A USFA Campaign to Reduce Fire Casualties to Older Adults - USFA Reducing Flood Risks - FEMA Reducing Losses for Homeowners - FEMA Storm Watch - FEMA Survival in a Hurricane - NOAA Winter Storm Update Center - FEMA Winter Storms...The Deceptive Killers - NOAA World Trade Asbestos Findings - ATSDR Energy Information Appliance Labeling and EnergyGuides - FTC Ask an Energy Expert - DOE Be Energy Smart - DOE Consumer Energy Information - DOE Cooling Your Home: Don't Sweat It - FTC Energy Savers - DOE ENERGY STAR Home Improvement Toolbox - EPA EREC Fact Sheets - DOE Glossary of Energy Terms - DOE Home Insulation Basics: Higher R-Values = Higher Insulating Values - FTC How to Buy an Energy-Efficient Home Appliance - FTC Insulation Fact Sheet - DOE Major Appliance Shopping Guide - DOE Propane Prices: What Consumers Should Know - EIA

32. Home Improvements And Remodeling - Vandema Residential improvement Discussion Forums Includes a variety of discussion groups focusing on specific home improvement topics. Consumer Guide to home energy Savings. http://www.homebuyingrealestate.com/Home_Improvements.htm

Home Improvements and Remodeling Vandema Residential Real Estate Other Residential or Commercial Resources Low Cost Lending - Great rates on home refinancing and home equity loans, for all credit situations. Fill out the fast form for a free quote. Weathering the High Cost of Heating Your Home - Tips and tricks to lowering your heating costs. QuickCalculators - Figure out quantities of materials for bearing walls, joists systems, concrete walls and more. Victorian House Plans - Free plans for Victorian residences. - Produced by Federal Trade Commission in cooperation with the U.S. Department of Energy. Home Sweet Home Improvement - How to find a good contractor and what to watch out for. Cooling Your Home - Tips and tricks to keep your home cool. Indoor Air Hazards - Get rid of molds, carbon monoxide, radon, asbestos, lead, tobacco smoke and more. Controlling Cockroaches - A guide to controlling and eliminating cockroach problems, with or without pesticides. Get-A-Quote.Net

33. Home Improvement Grants Occupational Therapists, Social Services Tel 01606 814900 Cheshire energy Advice Centre For general information related to home improvement grants go to www http://www.valeroyal.gov.uk/envhealth/home_improvement_grants.html

The existing framework of legislation dealing with private sector housing renewal was repealed on 17 th July 2003 and Vale Royal Borough Council has published a Private Sector Renewal Policy in order to continue to provide assistance for housing renewal. A number of different financial assistance options for home improvements, repairs and adaptations are available including: Disabled Facilities Grant. Renovation Grant. Housing Repair Assistance Grant. Landlord Grants Disabled Facilities Grants If you or someone you live with is disabled you could qualify for a disabled facilities grant towards the cost of adaptations and facilities to enable the disabled person to continue to live there. The grant is for: Access to essential facilities within the home; The provision of essential facilities where necessary; If you have a disability the Occupational Therapist from Social Services will assess what work they think is needed and will devise an appropriate care plan. Who can apply?

34. On The House With The Carey Bros. Home Repair And Home Improvement Tips. by an expert from Intellidyne, as he discussed a new energysaving device for Tools section for information on how to make your home improvement projects even http://www.onthehouse.com/

Home What's New Tip of the Day Weekly Project ... Contact Us Wednesday, June 9, 2004 PCBC The Premier Builder's Show From Vegas to the Bay Area . . . Next up on our trade show stop, the Carey Bros. will be broadcasting live from the 2004 Pacific Coast Builder's Show in San Francisco! Check out the PCBC website at www.pcbc.com for more info! Poison Control and Entryway's The Carey Bros. back in the studio, talking with the folks from Therma-Tru and the American Association of Poison Control! It was all about your entryway system and front doors this week! Also, everything YOU need to know to prevent carbon monoxide poisoning. Listen to our Live Audio Stream! Don't have a local radio station that plays On The House? Worry no more! You can catch your weekly dose of James and Morris right here! And hey, if you click after the program's done, that link plays the most recent show archive. Show the love, baby! Microwave Water Caution Fast heating? There’s danger if you super-heat water for soups and brew! Useful Home Tips Most of the time we focus on a specific topic or subject, but this week, we have some great general household tips for you!

35. Sound Home Resource Center Topic Index-In-depth Information About Home Construct of the most successful sales gimmicks in the home improvement industry energy/Heating/Cooling. reducing overheating, and increasing the ventilation in your home. http://www.soundhome.com/topics/topic.shtml

In a hurry? Have a complicated question? Click here to buy George George is here to provide you with the analysis you need to make informed decisions. Would you like help in reviewing contractors' bids? Click here to buy George Do you have some questions about the purchase of a home? Click here to buy George Are you wondering about the need for an expensive, "guaranteed" solution to your home's problems? Click here to buy George The Custom Consulting Service can provide you with a personalized and rapid response to your questions and concerns. George Guttmann The Sound Home Consultant Need more help? Confused by all of the Details? Would you pay $50.00 to have someone review the bids for your home improvement project? And answer all your questions? And do all that with a 100% fee refund satisfaction guarantee? Then check out The Custom Consulting Service ! You have nothing to loose but expert and useful information. The Custom Consulting Service Prompt! Low Cost! A proven Track Record! ... 100% fee refund satisfaction guarantee! Home Construction, Home Remodeling and Home Maintenance A service of Sound Home Inspections, Inc.

36. Nbc4columbus.com - Home Depot More Details Mailbag Q A. Ron answers your home improvement questions More Details home energy Exam. The US Department of energy predicts we will be spending more http://www.nbc4columbus.com/homedepot/

Search Working 4 You Automotive Clinical Research Family ... Yellow Pages // Set DC ad position if(typeof dcadposition == 'undefined')dcadposition = 1; else dcadposition++; document.write(""); Home Depot Home Improvement Watch NewsChannel 4 Sunday mornings between 9:00 and 10:00 am for our special Home Depot Home Improvement segment featuring Ron Specht. More Details VISIT RON'S SECTION QUESTIONS FOR RON? E-mail Ron! In the upcoming month, Ron will feature projects on: Grill Safety Tips Indoor Projects Paint Like A Pro Now is the perfect time for painting! More Details Mother's Day Gifts Some you can buy, and some you can build! More Details Ron answers your home improvement questions. More Details Cabinet Installation Made Easy Affordable cabinetry adds beauty and function. Ready-to-assemble units are simple to install and customize. More Details Replacing A Kitchen Sink Installing a new sink and faucet will instantly update the look of any kitchen. And it's EASY! More Details Design and Build Your Own Home Office Instead of adding a desk that would not match, I decided to build my own out of stock parts. More Details How To Install Wainscoting Wainscoting may be the answer.

37. Nbc4columbus.com - Home Top Story. energy Secretary Calls On OilProducing Nations. Cedar Point. Win a Family 4 Pack of tickets. home Depot home improvement. Great tips from Ron Specht. http://www.nbc4columbus.com/

Search Working 4 You Automotive Clinical Research Family ... Yellow Pages Top Stories from nbc4columbus.com Wednesday, June 9, 2004 3:01 pm EDT Alleged Linden-Area Rapist Appears In Court CONTINUING COVERAGE: The alleged Linden-area rapist was in court Wednesday. Find out why he had to be hushed in the courtroom. More Details Linden Rape Suspect Arraigned SLIDESHOW: Linden Suspect Arrest Arrest Made In Linden Rapes Linden Residents React Sign Up: Breaking News E-Mails Watch NewsChannel 4 and refresh nbc4columbus.com for additional information. Reagan Casket En Route To Washington Former President Ronald Reagan's flag-draped coffin was placed on a presidential aircraft in California and is en route to Washington, D.C., where it will lie in state. More Details SPECIAL COVERAGE: Central Ohio Remembers Reagan SLIDESHOWS: Casket Leaves Library Casket Arrives At Library Public Viewing Interactive: The Reagan Legacy His Life, His Legacy All About Ronald Reagan Today's Trivia: Reagan's America In The 80s The 1980s were big, with bigger-than-life leaders, big-name entertainers and lots of big hair! How much do you remember? More Details Big 80s Quizzes '80s Quiz: In The News More '80s News Events 80s Kids Shows 80s TV ... Livin' In The '80s: A Song Quiz E-Mail: Send These Quizzes To A Friend!

38. Home Energy Audits Ask Questions and Get Answers in Our Community Forums energy and Weatherstripping. I need a Prescreened home improvement Contractor. http://doityourself.com/energy/homeenergyaudits.htm

Keyword Search Our Entire Website Hardware Store Info and Projects Community Forums Get your FREE Credit Report when you request a Home Equity Loan. Offers in minutes! Don’t let energy and money slip out of old, drafty windows. Click For a Free Estimate! Home Energy Audits What does it take to make your home more energy-efficient? An audit will show you problems that may, when corrected, save you significant amounts of money over time. During the audit, you can pinpoint where your house is losing energy. Audits also determine the efficiency of your home’s heating and cooling systems. An audit may also show you ways to conserve hot water. You can perform a simple A home energy audit is the first step to assess how much energy your home consumes, and to evaluate what measures you can energy audit yourself, or have a professional energy auditor carry out a more thorough audit. A professional auditor uses a variety of techniques and equipment to determine the energy efficiency of a structure. Thorough audits often use equipment such as blower doors, which measure the extent of leaks in the building envelope, as well as infrared cameras, which reveal hard-to-detect areas of air infiltration and missing insulation. The following is a discussion of do-it-yourself as well as professional audits. Do-It-Yourself Audits: You can easily conduct a home energy audit yourself. With a simple, but diligent, "walk-through," you can spot many problems in any type of house. When auditing your home, keep a checklist of areas you have inspected and problems found. This will help you prioritize your energy efficiency upgrades.

39. Insurance Programs For Mortgages And Home Improvements Other HUD programs insure home improvement measures, such as installing renewable energy systems and increasing energy efficiency. http://doityourself.com/mortgage/insuranceprogramformortgages.htm

Keyword Search Our Entire Website Hardware Store Info and Projects Community Forums Click Here for mortgage loans - up to 4 real offers in minutes, no cost, no obligation. Choose a Realtor to buy or sell your home and get $2,000 back. Click Here! Insurance Programs for Mortgages and Home Improvements The following U.S. Department of Housing and Urban Development (HUD) programs insure guaranteed mortgages for purchase of single- or multifamily homes with energy efficient or renewable energy features. Other HUD programs insure home improvement measures, such as installing renewable energy systems and increasing energy efficiency. Click Here for mortgage loans - up to 4 real offers in minutes, no cost, no obligation. Single-Family and Small Multifamily Housing: HUD can insure mortgages for homes with renewable energy systems or energy efficiency measures for up to $155,250 (one-family home), $198,550 (two-family home), $240,000 (three-family home), and $298,350 (four-family home). Purchasers of homes with solar energy systems may qualify for higher amounts. Purchasers of four-family homes with solar energy systems may qualify for mortgage insurance for up to $349,920. The actual amount depends on the cost of the system or design and may be higher in HUD-designated high cost of living areas. The above program is part of the National Housing Act. A separate program under the same Act provides guarantees for new homes in rural areas with energy-efficient and/or renewable energy features. HUD limits these insured mortgages to 75% of the amount allocated for single-family homes above. The limits for this program depend upon the funds available for homes in the above-mentioned program.

40. Home Resource Center @ NorthWest Builders Network 5945 W. Mississippi Ave. Lakewood, CO 80266. Save energy With the home improvement Toolbox Looking to save energy on your heating bills? http://www.nwbuildnet.com/nwbn/homeimprovement.html

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