1. NAFEP - National Association Of Financial & Estate Planning NAFEP is a premium content provider for and estate planning partner of National Association of Financial and estate planning. 525 E http://www.nafep.com/

Welcome to the NAFEP Home Page! This Web Site includes free and useful information to help you with: The information contained in these Web pages is designed to provide accurate and authoritative information in regard to the subject matter covered. The information is provided with the understanding that this Web presentation is not a legal, financial or accounting service, nor legal, financial or accounting advice. If legal advice or other expert assistance is required, the services of a competent professional person should be sought. NAFEP is a premium content provider for and estate planning partner of: © NAFEP National Association of Financial and Estate Planning 525 E. 4500 South, #F-100 - Salt Lake City, Utah 84107

2. Robert Clofine's Elder Law And Estate Planning Page-nursing Home-wills-estates-t ELDER LAW AND. estate planning PAGE. This page was created by Pennsylvania attorney Robert Clofine 2004 Social Security Changes. estate planning for the Young CoupleProtecting Minor http://www.estateattorney.com/

ROBERT CLOFINE'S ELDER LAW AND ESTATE PLANNING PAGE This page was created by Pennsylvania attorney Robert Clofine and is devoted to providing information to the consumer on topics including estate planning, living trusts, wills, estate tax, powers of attorney, probate, nursing homes, Medicaid, elder law and related issues. The articles that follow attempt to explain complex legal and tax issues in terms that the average reader can easily understand, while at the same time remaining technically accurate. The reader, however, is cautioned that the statements made are general, and individual facts or circumstances may alter their application or involve other laws that are not mentioned. For legal advice, the reader must consult an attorney. Robert Clofine is Certified as an Elder Law Attorney by the National Elder Law Foundation. Click Here to Download Forms and Learn More About Robert Clofine Click Here for Directions to Our Office TABLE OF CONTENTS What's New (as of 1/3/2004)? The Elder Law Email Update Newsletter Mandatory IRA Withdrawals IRA Payouts after Death ... Reasons to Use Living Trusts OTHER RELATED LINKS QUOTES AND KUDOS Attorney Clofine is quoted in a recent issue of Kiplinger's Personal Finance magazine in an article on Medicaid and paying nursing home bills. This site was recently featured in

3. Estate Planning Links.com - Helpful, Extensive And Organized Estate Planning, El Extensive, helpful and wellorganized Links for estate planning, Elder Law, Tax,etc. A favorite of consumers and estate planning professionals since 1995. http://www.estateplanninglinks.com/

The Estate Planning Links Website EstatePlanning Links .com Your link to wealth preservation resources on the Internet. For consumers and estate planning professionals, this site contains hundreds of well-organized, time saving links to Estate Planning, Elder Law, Tax and related websites. I did the work so that you don't have to! Dennis Toman Elder Law Attorney Consumers: Top 7 Estate Planning Questions for General Public...Answered Free Estate Planning Course answers your questions , to save hours of surfing the Internet. Site Index Contact Suggest Site Link Corrections ... Understanding Estate Planning Definitions, General Information... Estate Planning Resources Nat'l Assoc Articles Organizers ... Advanced Estate Planning Family Limited Partnership, QPRT, GRATS.. Estate Planning Calculations AFR, Estate Tax Calculator... Estate Planning Forms Gateways, General, Health, State Specific... IRA, Employee Benefits IRA, Employee Benefits... Valuation Appraisal, Businesses, Antiques, Blue Book...

4. LII: Law About...Estate Planning LII An overview of estate planning law with links to key primary and secondary sources. cars, household items, and bank accounts. estate planning distributes the real and personal property to an http://www.law.cornell.edu/topics/estate_planning.html

Law About . . . collection home search tell me more LII home ... donate estate planning: an overview An estate is the total property, real and personal, owned by an individual prior to distribution through a trust or will. Real property is real estate and personal property includes everything else, for example cars, household items, and bank accounts. Estate planning distributes the real and personal property to an individual's heirs. Estate planning is the process by which an individual or family arranges the transfer of assets in anticipation of death. An estate plan aims to preserve the maximum amount of wealth possible for the intended beneficiaries and flexibility for the individual prior to death. A major concern for drafters of estate plans is Federal and state tax law. Wills and trusts are common ways in which individuals dispose of their wealth. ( See Estates and Trusts ) Trusts, unlike wills, have the benefit of avoiding probate, a lengthy and costly legal process that oversees the transfer of assets. Sometimes, though, it will be useful to make inter vivos gifts (gifts made while the donor is alive) in order to minimize taxes. The Federal Gift Tax exempts certain levels of lifetime gifts. ( See Estate and Gift Tax menu of sources Federal Material Federal Statutes U.S. Code:

5. General Estate Planning Concerns estate planning Basics © NOTE Why Do estate planning? Dying Intestate.We need to do estate planning to avoid dying intestate . Dying http://www.nafep.com/estate_planning/

Estate Planning Basics NOTE: For a Printer Friendly Version of This Article (requires Acrobat Reader), Click Here INTRODUCTION This article excludes a discussion of the financial and retirement planning aspects of estate planning, as well as any discussion of insurance needs, because NAFEP does not directly become involved in those areas. Many of NAFEP's independent Associate members do provide financial, retirement and insurance planning and services, but only as a part of their own independent practice. What this article focuses on are the proper methods of holding legal title to property during your life, and passing your estate on to your heirs in a manner and timing of your choosing, all with minimum taxes and intervention by the legal system. Two Important Definitions: Estate. The total property owned by an individual prior to the distribution of that property under the terms of a will, trust or inheritance laws. An individual's estate includes all assets and liabilities. Property.

6. Welcome To EstatePlanning.Com Professionals. estate planning attorneys, trust officers, CPAs, http://www.estateplanning.com/

7. Smartmoney.com: Estate Planning: Home estate and let you enjoy the fruits of your giftgiving. estate planning With a Roth IRA way, but it's one of the best estate-planning tools around. http://www.smartmoney.com/estate

Login Register Newsletters Help ... Small Business Top Tools Stock Screener Map 1000 XStream Quotes Fund Screener ... Fund Compare Quotes Quote Charting Earnings Ratings Competition Key Ratios Financials Insiders Search Site Search News (Enter Sym) Splits Buybacks Up/Downgrades SEC Filings Personal Finance Autos College Planning Debt Management Elder Care ... Worksheets Columns Ask SmartMoney Consumer Action The Mossberg Report Now What? ... Estate Planning Home Estate Planning See Complete Index Below Time to Tweak Your Estate Plan? The new, more generous estate-tax rules are welcome improvements, but could require some adjustments to your plan. Worksheets Net Worth Calculator Do you know how much you're really worth? From your car to your car loan, we'll help you balance the books. Will You Owe Estate Taxes? You didn't work this hard just to have the IRS take it away. Find out here how significantly your estate will be hit, and what you can do now to protect it. More Estate Planning Features Ask SmartMoney Estate Planning advertisement document.write('');

8. Crash Course In Wills And Trusts - The Estate Planning Information You Need: Est Crash Course in Wills Trusts provides the information you need for estate planning, and related matters, such as probate, gifts, estate tax, the executor, the power of attorney, living will, http://www.mtpalermo.com/

CRASH COURSE in WILLS and TRUSTS the estate planning information you need. Michael T. Palermo INTRODUCTION CONTENTS A WORD OF CAUTION "The presentation may be unspectacular, but the information is thorough & well-written." NEW! SEARCH this site

9. Estate Planning - Suite101.com Article and discussions on estate planning techniques. http://www.suite101.com/welcome.cfm/estate_planning

Topics Articles Links Courses DIRECTORY COMMUNITIES BOOK CIRCLE SUITE U ... MY SUITE Search Suite101.com Within: Estate Planning Business and Economics Search The Web Member Central Join Our Community! Login What's New Become a SuiteU Affiliate ... MemberUpdate Suite University About Suite University Suite University News Visit the University Course Listing ... FREE Demo Course New Topics SpiritWell Travel Book Reviews Agora News Foraging Wild Foods ... More... Suite Events Teacher Appreciation Event 2004 Family Focus 2004 In Tune With Johann Sebastian Bach More about Suite101 About Suite101.com Advertise With Suite For more information - Select a related topic - Administrative Lean and O Artists Making Cents! Coping with Shiftwork Debt Elimination and Fina Disabled Home-based Entre Human Resources Internet Marketing Investing - Personal Fina Management of Manufacture Preventing Mediocrity Public Relations Resume writing Retail/Shopping Small Business Stock Option Trading Trials of Starting an At- US Navy Workplace Issues - Select a related course - Build Your Own Small Busi Business Plans that Build Certified Organic Food: Cover Letter And Resume W Cross Cultural Training 1 Grant Research and Writin Growing Your Own Small Bu How to Get That Dream Job Investing 101 Money Skills for Kids Project Management 101 Running Your Own Small Bu Savvy Insurance Buyer Starting Your Own Small B Telecommuting Writing for Business Visit Business and Economics Detailed Topic List Home Social sciences ... Financial economics Estate Planning Note: This topic has been archived

10. California Trusts And Estates Counselors, LLP - Home Page Specializing in estate planning, trusts and probate law. Offers services of attorneys throughout the state. Includes contact information. http://www.calteclaw.com/

CALTEC Members John W. Ambrecht Santa Barbara Frayda L. Bruton Sacramento/Oakland J. Keith George Los Osos San Luis Obispo Albert G. Handelman Santa Rosa John A. Hartog Orinda Lynard C. Hinojosa Los Angeles Linda L. McCall San Francisco Robert Temmerman San Jose Home Page Search CaltecLaw Additional Resources A Unique Approach to the Practice of Trust and Estate Law Please contact individual attorney members directly. CALTEC is a unique organization of highly qualified and experienced trust and estate attorneys with offices strategically located in various California cities. CALTEC combines the expertise and resources of some of the most accomplished and well regarded trust and estate attorneys in California. We provide comprehensive legal services in trust and estate matter to clients, professional colleagues and tax and financial planning advisors The members of CALTEC draw not only on personal knowledge and experience, but also on the collective wisdom of the group to provide their respective clients with comprehensive legal services in trust and estate matters, and related tax planning and litigation. In addition to traditional estate planning and administration

11. Best WWW Resources - Estate Planning Links Web Site Article about Best Internet resources on estate planning. Part of the estate planningLinks Web Site. Best estate planning Resources. EstatePlanningLinks.com. http://www.estateplanninglinks.com/epbest.html

Best Estate Planning Resources EstatePlanning Links .com Created by Dennis Kennedy, EstatePlanning Links .com is maintained by attorney Dennis Toman in Greensboro, North Carolina. By Dennis M. Kennedy and Dennis J. Toman People often ask what are the "best" estate planning web sites? The following list of "best" sites includes our favorite sites, based on Dennis Kennedy's four years of maintaining the "Estate Planning Links Web Site," and our extensive search of the Internet. The notion of "best" will vary depending upon who you are and what you are looking for. The following web pages are excellent for one reason or another and illustrate some of the great potential of the World Wide Web. Believe us, there are some excellent web pages that we have left off this list and we encourage you to do your own exploring. We'd love to hear your suggestions for other candidates for this list. So, sample these great web pages. Check out the links you find on these pages. You'll discover that many people are doing excellent work in this area.

12. Jacoby & Meyers - Justice For All Law firm with offices in Arizona, California, New Jersey, New York, and Pennsylvania, emphasizing personal injury, and offering services for family law, bankruptcy, estate planning, criminal defense, real estate, consumer fraud, and stock fraud. http://www.jacobymeyers.com/

If you or a loved one has been injured, complete the case questionnaire and we will provide you with a confidential response within three days. Currently Investigating: ZYPREXA - The FDA has requested warnings about a possible Zyprexa diabetes link. February 2004: Diabetes Care indicates increased risk of diabetes for Zyprexa users. HRT - Hormone Replacement Therapy drugs such as Prempro, Provera, and Premarin linked to cancer, heart disease, and stroke. Currently Investigating: Firestone/Ford Tires SUV Rollovers Passenger Vans Discrimination and Harassment in the Workplace Worker Injuries and Toxic Exposure What is Consumer Fraud? Click Here For four decades, we have been America's most familiar lawyers - helping millions of clients and families find justice in the forum known as the American Justice System. Two generations of Americans have come to know our services from watching us on TV, and we have been pioneers in consumer advocacy, free speech, and innovative legal strategies across America. Charles Darwin once said that there is no such thing as justice. Many people have become disenchanted with the legal system today and would quickly agree with Darwin. After many publicly televised trials over the past few years, and the many popular TV shows like "Ally McBeal" and "The Practice," many people feel that justice comes with a price tag or can only be found in Hollywood - and that true justice is not available unless you can afford it.

13. Wills & Estate Planning - Legal Encyclopedia - Nolo Wills and estate planning information for wills, trusts, living wills, powerof attorney and more. Wills estate planning. TABLE OF CONTENTS. http://www.nolo.com/lawcenter/ency/index.cfm/catID/FD1795A9-8049-422C-9087838F86

Law Centers Encyclopedia Dictionary Ask Auntie Nolo Calculators Search the Site Browse the Encyclopedia Small Business Employment Law Independent Contractors Internet Law ... Criminal Law Become a Noloid! Sign up for NoloBriefs Every month, you'll receive: free legal tools reliable legal updates Noloid-only discounts Enter your email address to sign up: Need to know more? Law Centers Encyclopedia TABLE OF CONTENTS Estate Planning Basics Wills Living Trusts and Avoiding Probate Financial Powers of Attorney and Other Financial Arrangements ... For Executors/Probate Court Estate Planning Basics Look here for answers to your questions about planning for death, from writing a basic will to organ donation. Among the issues we cover are probate and the many ways to avoid it, methods for eliminating or reducing death taxes, funeral planning and choosing someone to handle your affairs if you can't. But first, information addressing some general concerns about planning your estate. The Right Estate Plan for You Is your estate plan in good shape? Here's what to consider. Get Organized Now Make your executor's job easier, and help out your family, by getting your paperwork in order.

14. Financial Health And Wellness At Financial Planning And Estate Planning Center Financial and estate planning search engine. http://www.worldwidetraffic.com

Boost your personal health and wellness and your business health. The WORLDWIDETRAFFIC.COM financial planning and estate planning website has become many sites to boost your personal and financial health and wellness! health and wellness links NEW!! Learn about our high quality link exchange program for Webmasters For the financial health and well-being of consumers, Find-a-Planner.com is designed to help you in finding a financial planner or choosing a financial advisor or Estate Planner, and in learning all about Financial Planning and Estate Planning. You can also look into a new financial planning career here. Find a financial planning consultant ; a personal financial planner ; an Arizona estate planning advisor; a California estate planning advisor; or a Florida estate planning advisor. For the financial health of your career, financial planning professionals visit www.forplanning.com , our newest financial planning and estate planning web site. It's purpose is to help you boost the health of your financial career and take your practice to the next level with continuing education, marketing services and other financial career building tools.

15. Welcome To The National Network Of Estate Planning Attorneys! Looking for an. estate planning attorney. in your area? You can now SEARCH ONLINE using our new. Member Registry! Our vision is to be the leading singlesource provider of education and information http://www.netplanning.com/

Looking for an estate planning attorney in your area? You can now SEARCH ONLINE using our new Member Registry Our vision is to be the leading single-source provider of education and information services, products, and practical tools. As a leader in this industry, we empower Estate Planning professionals to provide superior client service while building prosperous and satisfying professional careers. Member Login If you're concerned about the hows and whys of your estate, and the future security of your loved ones, you owe it to yourself to consider an estate plan. Evaluate some of the benefits of estate planning, and realize that regardless of the size of your estate, the alternatives aren't all they're cracked up to be. Learn more about estate planning: What is an estate plan? Why do I need an estate plan? Where are attorneys in my area?

16. Wills & Estate Planning - Legal Information - Nolo Wills and estate planning information for wills, trusts, living wills, power ofattorney and more. Need to know more? Law Centers Wills estate planning http://www.nolo.com/lawcenter/index.cfm/catID/FD1795A9-8049-422C-9087838F86A2BC2

Law Centers Encyclopedia Dictionary Ask Auntie Nolo Calculators Search the Site Browse the Law Centers Small Business Employment Law Independent Contractors Internet Law ... Criminal Law Become a Noloid! Sign up for NoloBriefs Every month, you'll receive: free legal tools reliable legal updates Noloid-only discounts Enter your email address to sign up: Need to know more? Law Centers Wills and estate planning information for wills, trusts, living wills, power of attorney and more. Encyclopedia Articles Ask Auntie Nolo on the following subjects: Estate Planning Basics Wills Living Trusts and Avoiding Probate Financial Powers of Attorney and Other Financial Arrangements ... Law Dictionary Look up a legal term that's got you puzzled, and find a definition crafted in everyday English. Updates HIPAA Does Not Affect Powers of Attorney California Enacts Sweeping New Domestic Partner Law for 2005 Inheritance Rights for Unmarried Couples in California Gift Tax Exemption Raised Top Sellers in SOFTWARE Quicken WillMaker Plus BOOKS Nolo's Simple Will Book ... SharkTalk Game Questions or suggestions? Send us feedback 30 years of providing quality legal information.

17. Morgan Lewis - Legal, Law Firm, Lawyer, Attorney Practicing business and finance, international, commercial litigation, labor and employment law, environmental, tax, and estate planning. Offices in the United States, Japan, Belgium, Germany, and the United Kingdom. http://www.morganlewis.com/

@import url(/css/other-browsers.css); Search: Login auf Deutsch People Practices ... Alumni Headline Story Paris Office Opening Expands Morgan Lewis' International Reach And Bolsters Key Practices Read Press Release Communiqu© de Presse Practice Highlights Patent litigators score $440 million settlement against Microsoft Morgan Lewis to Exhibit at BIO 2004 National Labor and Employment Law Litigation Practice Recognized by The American Lawyer ... The National Law Journal Recent News Patent Litigation Practice Scores High in National Rankings The American Lawyer Names Partner Jim McKenzie "Dealmaker" and Lead Issuer-side Counsel for IPOs Chambers Names 43 Morgan Lewis Lawyers and 22 of the Firm's Practices in Prestigious Leadership Directory ... Contact Us

18. Total Asset Planning - Professional Financial Portfolio Management Provides investment advisory and tax and estate planning services. http://www.total-asset-planning.com/

Total Asset Planning Total Asset Planning ("TAP") is an independent financial planning firm committed to seeing that our clients receive unbiased, sound advice for improving their financial well being. It is by putting their needs first and operating in an environment free from conflicts of interest that we earn their trust. This has been our philosophy for the more than 25 years that the firm has provided financial planning and asset management services to individuals, business owners, and professionals. Any financial plan, no matter how impressive or well-designed is worthless unless it is implemented. This is the true talent (added-value) that we offer to ensure that all the elements of your plan are carried out effectively. Our emphasis is always on each client's goals. Our personalized "hands on" relationship puts us in a position to offer our clients more attention than many of the larger firms can. Besides offering comprehensive planning covering all the basic areas, we can also advise you in resolving a single financial issue, such as: Reviewing your current investment portfolio;

19. Financial Planning Info.Net Information on financial and estate planning, personal finance and money management. http://www.financialplanninginfo.net/

Financial Planning Info.Net Menu Your Estate Plan Problems That Exist Objectives General Guides ... Installment Payments Financial and Estate Planning: An Investment in Your Family's Future This web site offers information on the need for estate planning, the importance of a will, and the impact of the new tax laws on estate planning. Every reader will not be interested in all the material presented; however, useful information is included for small and large estate owners. For those with large estates, planning is often less complicated than first thought. The planning decisions are strictly yours. But to fit your needs, you may get help from your bank, your insurance agent, and your accountant, along with your attorney. For the small estate owners, estate planning may be as easy as calling an attorney and having simple wills prepared for the husband and wife. If there is a question about costs, ask your attorney or more than one attorney. Most do not charge for initial consultations.

20. Forbes.com : Estate Planning Home Personal Finance estate planning. Money Investing Peace Of MindPlanning to support kids with disabilities. Inside estate planning, http://www.forbes.com/estate_planning/

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