81. KSL Radio Small Business Resource Center a Utah business from small home based businesses to large Utah based corporations.Access the latest Speaking on business report below. family Pawn May http://smallbiz.ksl.com/speak-10449i.php

Main Fred Ball Speaking on Business Metro Biz Report Small Biz Links ... Small Biz Center > Speaking on Business Fred Ball Speaking on Business Each weekday on KSL Radio 1160, Fred Ball of Zions Bank highlights a Utah business from small home based businesses to large Utah based corporations. Access the latest "Speaking on Business" report below. Family Pawn May 3, 2004 Click Here to Listen Now This is Fred Ball for Zions Bank, speaking on business. Although I'm aware pawnshops exist, I don't think I have ever been in one — until now. How I enjoyed my recent and educational visit at Family Pawn in St. George. Chris and Fitz Bloxham started buying and selling things and knickknacks when they were just kids. It only seemed natural for them to have a career in the pawnshop business, and they knew that the business provided a very needed and beneficial service. The pawning business has been around forever, according to Chris. He told me that monks in the 15th Century were very involved in the pawn business. Today people pawn for a variety of reasons. If funds for short-term expenses such as unexpected medical costs, auto repair bills or utility bills just aren't available, Family Pawn will advance the necessary funds after something of equal value is left in its place.

82. GE Small Business Solutions Business Magazine Article With hard work and commitment, the familyrun company slowly built a loyal clienteleand a The Curriers turned to GE small business Solutions for financing. http://www.gesmallbusiness.com/magazine/2000_summer/s2000_A_Family_Affair.jsp

83. Small Business Manager - Microsoft BCentral speed required; Intel Pentium/Celeron family, AMD k6/Athlon/Duron family. AdvancedServer Service Pack 1 (or later), Microsoft small business Server, Windows http://www.bcentral.com/products/sbm/default.asp

Welcome Small Business Tools My Business Checkout ... Site Map Search this site bCentral Home Small Business Tools Internet Marketing Business Management Small Business Manager FAQ Fact Sheets Case Studies Product Demos ... Product Advisor Microsoft Business Solutions Small Business Manager 7.5 Microsoft Business Solutions Small Business Manager is an affordable, flexible solution that connects the people, information and processes that help you manage your business more effectively. Easy to set up, customize and use, it helps you increase productivity, make informed decisions and improve business performance. Ideal for companies that need more than basic accounting software, Small Business Manager offers fully integrated financial management, fixed asset management, sales, purchasing, inventory, payroll and reporting capabilities. It adapts easily to changing needs with increased financial controls, reliable multi-user access, unlimited storage capacity for transactions and records and the ability to scale as your business grows. Pricing Information Business Management Suite Components - $995 USD To further enhance Small Business Manager, additional components are available for purchase to extend the capabilities of the core business management suite.

84. USASBE --- United States Association For Small Business And Entrepreneurship of the American family business Survey, conducted by the George Robin Raymond familybusiness Institute and Combined with small business Division until 1999 http://www.usasbe.org/about/divisions/family.asp

Family Business We support theoretical, conceptual, and empirical research on all spectrums (hard and soft topics) of family businesses. This includes topical areas such as: The Intersection of Business and Family Systems Ownership and Governance Tax Planning Professionalizing the family business Boards of Directors Succession Growth Psychological Issues Family Relations Women in Family Firms The Younger Generation Culture Our teaching priorities focus on the improvement and expansion of curricula and pedagogy at both the undergraduate and graduate level. Our priorities for Forums/Centers include: Program Planning Fundraising/Program Support Marketing the Program (Recruitment/Promotion) Member Retention Institutionalizing the Center/Program Networking Opportunities Read the results (892Kb) of the American Family Business Survey, conducted by the and MassMutual Financial Group Download the free Adobe Acrobat Reader to view the PDF files. Read the latest Raymond Report including an article regarding co-CEOs.

85. Duquesne University Small Business Development Center Result Yoho’s Farm and family opened for business on June 7 was able to comfortablyopen his business with assurance of a small, steady, income http://www.duq.edu/sbdc/

86. The President's Small Business Agenda The President believes that the bias of the death tax against the familyownedsmall business is the antithesis of the American Dream. http://www.whitehouse.gov/infocus/smallbusiness/agenda.html

Issues Education Iraq National Security Economic Security ... More Issues News Current News Press Briefings Proclamations Executive Orders ... Radio Appointments Nominations Application Offices Global Communications USA Freedom Corps OMB More Offices Major Speeches State of the Union Saddam Capture UN Address National Address ... Policies in Focus The President's Small Business Agenda The role of government is not to create wealth, but to create an environment where entrepreneurs can flourish. The President believes that low taxes and clear, sensible regulations are essential to helping all 25 million small businesses in America. Equally important, the President believes we must work to ensure that employees of small businesses have access to high-quality health care and reliable pensions. And for those small businesses that deal with the federal government, the contracting process should be fair, open, and straightforward. New Tax Incentives for Job-Creating Investments The President congratulates the Congress for already taking bipartisan action to help small businesses. The 2001 Economic Growth and Tax Relief Reconciliation Act and the 2002 Job Creation and Worker Assistance Act were historic steps that reduced the tax burden on small businesses and increased the prospects for economic recovery. The President believes that the following proposals would build on this strong record:

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89. Small Business Help Center, Inc. - Family Issues Human Resources, family Issues. It is almost impossible for smallbusiness owners to separate the business from personal life. You http://www.helpbizowners.com/hr/hrfmly.htm

Human Resources Family Issues It is almost impossible for small business owners to separate the business from personal life. You can cope with the sometimes unwanted commingling by learning how others approach this topic. Let’s start with the positives - tax benefits. Hiring your spouse can save you some taxes. If you are a sole proprietor, a spousal employment agreement can allow you to deduct 100% of medical insurance premiums, instead of getting only 45% off income taxes and nothing off self-employment taxes. Child care credits may become available via spousal employment in some cases that might not otherwise be available. Talk to your tax advisor about all the fringe benefits possible by hiring your spouse. If you are a corporation, you can deduct your vice president / spouse’s travel expenses on business trips. Sole proprietors also have a unique relationship with their minor kids. You can hire your kids under age 18 and pay no payroll taxes. If you keep their wages low enough, they will pay no income taxes, and you can still claim them on your return. In addition, they may qualify under some fringe benefits plans. You must file the quarterly form 941 with the IRS and the annual W-2 wage statements with Social Security, and must actually write out checks to pay the kids. The kids must also perform services for the business. Not only are your own kids exempt from the payroll taxes, but also from child labor laws. Note that this benefit is NOT available to kids who work for their parents’ corporation or partnership.

90. Small Business Help Center, Inc. - Family, Cont'd gradually through the use of family partnerships and The bigger problem for most smallbusinesses is when one interested in working in the business, but others http://www.helpbizowners.com/hr/hrfml1.htm

Human Resources Family Issues (continued) Now on to some of the drawbacks. Having your spouse spend so much time with you can cause problems. You will be working and living the business together all the time. Many psychologists suggest that having spouses not work together allows for a necessary mental break that helps keep a personal relationship healthy. You should discuss the pros and cons of working together under deadlines before you actually agree to be partners or coworkers. Hiring other relatives or - worse - letting other relatives become part owners of your business can create substantial headaches. While you may be trying to provide employment and income to help out a relative, the relative can cause hard feelings in your business. Then you will most likely find it hard to fire the relative, who usually feels that employment is an entitlement. If you go this route anyway, especially with relative investors, you should discuss the situation thoroughly (including conflict resolution ideas) in advance of agreeing to let a relative join the family firm. For relative investors, sign a written agreement detailing how they will be cashed out, and how the payout will be calculated and when it will be paid. By laying out the details in advance, you will prevent any unrealistic expectations or hard feelings several years from now.

91. UNF Small Business Development Center- to encourage the exchange of ideas and information among family business owners and TheSBDC program is partially funded by the US small business Administration http://www.sbdc.unf.edu/fam_forum.html

University of North Florida Family Business Forum Overview Registration Coggin College of Business ... SBDC Home The University of North Florida's Family Business Forum will be held on Friday, May 21, 2004 . The forum will provide a relaxed atmosphere where critical family business issues can be openly addressed to encourage the exchange of ideas and information among family business owners and leading experts. The forum will take place at the University of North Florida University Center (please see address below) from 8:30 a.m. to 4:30 p.m. The cost is $150.00 per person (includes continental breakfast, lunch, breaks and complimentary book, Wealthy and Wise: Secrets About Money To see the event brochure with a detailed agenda and list of featured speakers and panelists, click here To register, click here Location The University Center University of North Florida 12000 Alumni Drive Jacksonville, FL 32224

92. Expert Business Advice And Starting A Small Business - Bplans.com We don t know of a sample plan for a family entertainment business, but Nolo s LegalGuide for Starting and Running a small business Ensure that you have all http://www.bplans.com/qa/article.cfm?i=253

93. Affordable Health Insurance, CT. under 65 small business Self Employed, COBRA, Medicare Supplemental Programs,For 65 Over,. THE NEXT BEST WAY TO PROTECT YOURSELF AND YOUR family. http://www.resourcelinks.net/ahi.htm

Fred Chapman Affordable Health Insurance for Individuals, Families and Small Businesses. Affordable Health Insurance for Individuals, Families and Small Businesses. Will Customize To Suit Your Needs. For complete details, cost information, limitations and exclusions... Contact Fred Chapman Telephone 1-800-452-1302 Can't qualify for health insurance or too costly? ALL PRE-EXISTING CONDITIONS COVERED IMMEDIATELY THE NEXT BEST WAY TO PROTECT YOURSELF AND YOUR FAMILY THE (3) BEST HEALTH BENEFITS PROGRAMS AVAILABLE !! INCLUDES up to 28 DISCOUNT PROGRAMS FOR BIG SAVING$ !!! $29.99 or $59.99 or $89.99 PER MONTH / INDIVIDUAL OR FAMILY For the cost and details of the HEALTH CARE BENEFITS PROGRAM CALL FRED CHAPMAN or PLAN COULD INCLUDE: DENTAL, PLAN PAYS UP TO $1000 / PERSON / YEAR - CHOICE OR ANY DENTIST, PER ACCIDENT COVERAGE / $7500 @, PRESCRIPTION DISCOUNTS UP TO 50% OFF, DOCTORS AND HOSPITALS UP TO 30% OFF, FREE AUTO CLUB, FREE LEGAL SERVICES, FREE EYE EXAMS, FREE AIR AMBULANCE, HUGH DISCOUNTS FOR VISION, HOME HEALTH CARE, ALTERNATIVE MEDICINE, HEARING, SHOPPING, AND MOVIE DISCOUNTS AND MUCH, MUCH MORE !!! POTENTIAL SAVINGS $000's PER YEAR. THIS IS NOT MEDICAL INSURANCE.

94. SMALL BUSINESS ASSOCIATION assistance will be available to you on base at the family Support Center synergyOBDO will seek to better maximize the Ohio small business Development Center http://www.wpafb.af.mil/family/sba.htm

95. Ingenta: Article Summary -- Like Father Like Son? Small Family Business Successi Like Father Like Son? small family business Succession Problems in Finland Enterpriseand Innovation Management Studies 1 September 2001, vol. 2, no. 3, pp. http://www.ingenta.com/isis/searching/ExpandTOC/ingenta?issue=pubinfobike://rout

96. Entrepreneurship Entrepreneurship, family and small business. If you would like more informationabout the Entrepreneurship, family, and small business major, write or call http://www.ibes.utoledo.edu/efsb.htm

UT Family Business Center Entrepreneurship, Family and Small Business Family Business Center Announces Scholarships for EFSB Majors! The EFS Major: The EFS major is designed for students who desire to start or work for a small or medium sized family or non-family firm. The program emphasizes practical training and developing relationships with practitioners from the business community. Why consider an EFS major? The majority of today's economic growth stems from small and medium sized businesses. The majority of hiring today is from small and medium sized businesses. More than 90% of all American businesses are owned and/or operated by families. Almost 40% of all small businesses engage in international business. Almost 75% of all small businesses utilize the latest technology in operations. There are at least 2 million family firms with revenues greater than $1 million. Publicly held family firms outnumber publicly traded firms 50 to 1.

97. Family Business -- 03 The business Forum for small Companies, family business,Startups and Entrepreneurs, Thomas A. Faulhaber. http://www.businessforum.com/family03.html

The Family Business Part Three See also The Family Business Part One The Family Business Part Two The Family Business Part Four The Family Business Part Five ... The Demise of the Family Business? U pon completing the Gallup survey of family-controlled businesses undertaken by the Family Business Network of the Massachusetts Mutual Life Insurance Company (MassMutual), an analysis of the composition and structure of the key decision-making groups revealed substantial variations in the way family businesses are managed and directed. The key decision makers had been identified as the "... group of individuals who make key decisions for your firm. These are the individuals who make decisions on the company’s strategic direction, capital investment, hiring and firing of key personnel, and other major steps." Cluster 1: "Parental Oversight" "always" Cluster 2: "Looking Ahead" "always" Cluster 3: "Dominant Owner" Cluster 4: "Outside Assistance" e.g., Cluster 5: "Mom and Pop" Cluster 6: "The Mega Firm" Cluster 7: "The Sibling Team" "always" Where does your family business fit in this analysis?

98. John Molson School Of Business Montreal Canada: The Entrepreneurship Institute F business. He advises banks, governments and businesses on entrepreneurship,small and family business issues. Professor Ibrahim http://www.johnmolson.concordia.ca/programs/CSBES/

Information for You CSBES Home CIBC Research Forum Entrepreneurship Institute for Development of Minority Communities Dobson Program for Knowledge-Based Entrepreneurs ... Small Business Consulting Bureau Centre for Small Business and Entrepreneurship Studies The Centre for Small Business and Entrepreneurial Studies (CSBES) provides consulting and training to entrepreneurs through the Small Business Consulting Bureau, the Entrepreneurship Institute, and the Dobson Program for Knowledge-based Entrepreneurs. CSBES was founded by Dr. A. Bakr Ibrahim The Centre for Small Business and Entrepreneurial Studies Last Modified on

99. FOLKSONLINE'S RESOURCES AND HOT LINKS FOR WOMEN, SMALL BUSINESS OWNERS, SENIORS, Online through CompuServe. American small business Association (ASBA) 800 ASBA 911.family Resources, Activities and Links. family Planet. family World. Homearts. http://www.folksonline.com/folks/rs/ll.htm

Demographic Lifestyle Links Women Small Business Owners Families Seniors Women's Resources and Links WWWomen Women's Link Femina Women's Wire ... NetWomen Women owned businesses now employ 15.5 million people which is more people than Fortune 500 companies employ worldwide. 13.7 million American women earn over $25,000 per year. Women are starting new businesses twice as fast as men at a rate of over 300,000 new companies a year. 34% of online users are women. 46 million women have access to a computer compared to 34 million men between the ages of 18-34 or 14 million youths under 18. The Small Business Administration predicts that 40% of small businesses will be women-owned by the year 2000. National Association of Women Business Owners (NAWBO) 800 55 NAWBO National Association for Female Executives (NAFE) 800-634-6233 American Business Women's Association (ABWA) 816-361-6621 Small Business Resources and Links Small and Home-based Business Links Small Business Resource Center United States Small Business Administration (SBA) Inc. Magazine Online 90% of US businesses have less than 20 employees and 50% of these operations have less than 5 employees. Half of all businesses begin with less than $20,000 and one in four of Inc. Magazine's 500 ('92) fastest growing companies started with less than $5,000.

100. Small Business - Advice To Help Start A Business with timesavers for small business owners, plus ideas for new startups. Clickhere. © Vitesse Media Plc 2001 - 2004. News. family business centre launched. http://www.smallbusiness.co.uk/news/front-page/article/3040

Home search the site Businesses urged to challenge Royal Mail Avoid discrimination headaches Price hikes– get the message across more news Poll: Thinking of becoming a limited company? Yes No Your unique questions answered Click here to select a question category Sign up for your FREE subscription Packed with timesavers for small business owners, plus ideas for new start-ups. Click here Click here to register for smallbusiness.co.uk's FREE email newsletter Click here for special offers of the month Explore the smallbusiness.co.uk directory Start A Business Business Technology Small Business Finance Franchising ... Property News Family business centre launched Family businesses now have a specialist resource at their disposal after the opening of a specialist centre at the University of Gloucestershire. The Centre for Families in Business has been launched by the University of Gloucestershire and business adviser Grant Thornton to provide family-owned businesses, who represent half of all UK businesses, with opportunities to learn new skills, access information and advice and meet other family-run businesses to exchange ideas. The centre will deal with the “unique challenges” that are faced by families running their own businesses, such as succession, tax planning, exit strategies, transition and conflict resolution. It is available to all businesses nationwide and also abroad.

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