1. Commerce A Strategic Guide to the Network economy. A book by Journal of Internet banking and Commerce. The goal of Electronic Commerce activities in Esprit. australian perspective on Ecommerce http://www.sims.berkeley.edu/resources/infoecon/Commerce.html

Commerce General Sites Pricing Information Goods Commercial Sites General Sites Information Rules: A Strategic Guide to the Network Economy A book by Hal Varian and Carl Shapiro about the economics forces at work in the "New Economy". eCommerce Info Center Lots of links to ecommerce materials on the Internet. Magazine articles about ecommerce A part of MagPortal USC Digital Commerce Center Part of EC^2 , a business incubator and media research center associated with USC. United States Government Electronic Commerce Policy US policy framework for ecommerce. eCFO eCFO is intended to help senior finance executives get a handle on ecommerce and new technology. United States Government Electronic Commerce Portal Portal for government sites. Internet Economy Indicators The Internet Economy Indicators are such measures, designed to quantify the sales volume and employment in various groups of Internet-related products and services. IMP: The Magazine on Information Impacts Published by SAIC. Debunking ... Internet Buzzwords Nice columns by Jakob Nielsen , from his excellent USEIT site.

2. RBA: Reserve Bank Bulletin Play. May 1996, australian Financial Markets Retail banking, Technology and Prudential Supervision The economy and Wages. April 1996, http://www.rba.gov.au/PublicationsAndResearch/Bulletin/

About the RBA Statistics Speeches Media Releases ... Contact Us RESERVE BANK BULLETIN Some documents on this page are presented as Adobe PDF files. See the FAQ if you have trouble opening these files. The Reserve Bank Bulletin is a monthly publication that contains economic commentary, feature articles, speeches and a set of statistical tables . The full text of Bulletin articles published since September 1996 are available on-line. To order a copy of the Bulletin or to take out an annual subscription, please complete the Publications Order Form Listing of Bulletin Articles September 2002 Globalisation, Living Standards and Inequality: Recent Progress and Continuing Challenges - 74K PDF What Does Good Monetary Policy Look Like? - 100K PDF The Global Economic Scene - 100K PDF Australia as a Capital Exporter - 83K PDF August 2002 Statement on Monetary Policy - 1.1M PDF Australia's Foreign Currency Exposure and Hedging Practices - 64K PDF Recent Proposals for Reform of Sovereign Debt Restructuring - 79K PDF July 2002 Recent Developments in Housing: Prices, Finance and Investor Attitudes

3. Reserve Bank Of Australia - Information Fact Sheet - Hoover's policy and keeping the australian economy stable. The bank, owned by the australian government Bank of Australia profile banking banking Asia Australia Financial Services http://rdre1.inktomi.com/click?u=http://na.link.decdna.net/n/7972/7974/www.hoove

4. RBA: Research Discussion Papers and the Inflation Process Some Lessons from an Open economy Guy Debelle RDP199909, australian banking Risk The Stock Market s Assessment and the Relationship http://www.rba.gov.au/PublicationsAndResearch/RDP/

About the RBA Statistics Speeches Media Releases ... Contact Us RESEARCH DISCUSSION PAPERS The Research Discussion Paper (RDP) series is intended to make the results of current economic research within the Reserve Bank of Australia available for discussion and comment. The views expressed in these papers are those of the authors and not necessarily those of the Reserve Bank. The abstracts of most RDPs are available online; the full-text of RDPs published since 1993 are available in PDF format. For further information, e-mail Economic Publications Section or call +61 2 9551 8831. To obtain a copy of any of the Bank's RDPs please complete the RDP Order Form earlier Fear of Sudden Stops: Lessons from Australia and Chile Ricardo J Caballero, Kevin Cowan and Jonathan Kearns The Impact of Rating Changes in Australian Financial Markets Adam Creighton, Luke Gower and Anthony Richards The Impact of Superannuation on Household Saving Ellis Connolly and Marion Kohler The Real-time Forecasting Performance of Phillips Curves Tim Robinson, Andrew Stone and Marileze van Zyl

5. Australian Banks. Australia Banking Directory Bank Financial australian Banks. Australia banking Directory. Bank, building society, financial services, credit unions, Commonwealth, Macquarie, Suncorp, Westpac Regional Oceania Australia Business and economy Financial Services ( 193) Provides a full range of banking services to australian businesses and has been operating in Australia http://www.mkiwi.com/Australia/Australian banks

6. [Research Report] Commercial Banking In Australia The australian commercial banking market was worth A$3 646 billion (US$1 889 billion), representing growth of 12.1% since 2001. It is the third largest sector in the economy, contributing 7.6% of http://rdre1.inktomi.com/click?u=http://www.marketresearch.com/land/product.asp?

7. Information Economy | Financial Services for Business A guide to electronic banking for smaller Office for the Information economy Ph australian Information Industries Assoc australian Bankers Assoc http://www2.dcita.gov.au/ie/ebusiness/developing/facilitation/fin_services

Home Ministers Newsroom Arts and Culture ... Telecommunications SEARCH Home Information Economy E-business Developing ... Financial Services Financial Services The finance sector occupies a strategic position in the economy and in e-commerce. NOIE is actively working with banks, credit unions and other financial institutions to improve the level of consumer and business awareness of the online services the finance sector offers, stimulate the growth of new online financial products and services, and address barriers to the evolution of services in this area. Project Overview The finance sector occupies a strategic position in the economy and in e-commerce. If the finance sector does not actively pursue all of the opportunities that e-commerce presents the sector, then a vital component of the infrastructure for widespread e-commerce take up in the Australian economy will be under-developed. Additionally, Australia's international position in the very competitive global financial services marketplace may be threatened unless a rich online financial services infrastructure for business and consumer transactions evolves. NOIE is actively working with banks, credit unions and other financial institutions to improve the level of consumer and business awareness of the online services the finance sector offers, stimulate the growth of new online financial products and services, and address barriers to the evolution of services in this area.

8. The Spaces And Subjects Of A Global Economy Subjects of a Globalising economy A situated exploration of against australian banks, indicating the emergence of an Australasian conception of the banking sector.Moreover http://www.isanet.org/noarchive/larnerheron.html

The Spaces and Subjects of a Globalising Economy: A situated exploration of method Wendy Larner and Richard Le Heron March 2002 Correspondence to: Dr Wendy Larner Senior Lecturer Department of Sociology University of Auckland Private Bag 92019 Auckland New Zealand Abstract This paper, written by two New Zealand political economists, aspires to develop a situated method in order to interrogate the spaces and subjects of the globalising economy. In our brief review of the social science literatures on economic globalisation, we identify a promising intellectual convergence around the theme of imaginaries. We develop an argument that global imaginaries involve both discourses and practices that are, in turn, constitutive of new spaces and subjects. After discussing the significance of benchmarking and allied practices to these processes, we demonstrate how our method might inform a case study of the globalising retail banking sector in New Zealand by revealing emergent multiple spaces and subjects. Key words: New Zealand, globalisation, benchmarking, spaces, subjectivities, retail banking.

9. Information Economy | Internet Banking For Business Office for the Information economy, the australian Bankers Association and the australian Information Industry the uptake of electronic commerce in banking. http://www2.dcita.gov.au/ie/publications/1999/10/ibfb

Home Ministers Newsroom Arts and Culture ... Telecommunications SEARCH Electronic Commerce You Can Do It Now! Business Readiness Australian Banks Response ... Internet Banking for Business Internet Banking for Business This publication is a joint initiative of the National Office for the Information Economy (NOIE), the Australian Bankers Association (ABA) and the Australian Information Industry Association (AIIA) This publication is an AEBN/AuseNET endorsed publication Other Publications in this series include "Getting Paid on the Internet" and "Banking on the Internet" The assistance of Sun Microsystems Australia is gratefully acknowledged Table of Contents Electronic Commerce You can do it now! Business readiness Australian banks response ... Is my privacy protected? Who's offering what? Colonial State Bank Westpac Commonwealth Bank Bendigo Bank ... Bankwest Reproduction Rights: This publication is part of a series of joint activities undertaken between the National Office for the Information Economy, the Australian Bankers Association and the Australian Information Industry Association aimed at raising awareness and accelerating the uptake of electronic commerce in banking. The purpose of this work is to assist the Australian community and business to increase the use of fast emerging internet banking, a key component of electronic commerce development.

10. Journal Of Internet Banking And Commerce Journal of Internet banking and Commerce Banks Must Deal In This New Nameeconomy ( By Naseem Javed) By Tim May) australian Business Online ( Contributing Editor Mary-Anne Goldsworthy http://www.arraydev.com/commerce/JIBC/articles.htm

Home Current Edition Compendium Forum ... Advertising Rates Journal of Internet Banking and Commerce Web Archive February 2004, vol. 9, no. 1 EDITORIAL Gord Jenkins, Editor-in-Chief Regular Contributors Malaysia Problems And Prospects Of Internet Marketing (By Dr.Mohammad Talha, Mr. Deepak Shrivastva, Mrs.Pooja Kabra, Mr.Abdullah Sallehhuddin Abdullah Salim) United Kingdom WiFi Isn't A Market: It's Two (By Dave Birch) France Why does SSL dominate the e-payment market? (By Prof. JM Sahut, M. Galuszewska) Finland The Different Dimensions of Seamless Use Experience in Electronic Environment (By Anssi Mattila) Feature Articles TaiWan Web site Usability Evaluation of Internet Banking in Taiwan (By Chin-Shan Wu, Fei-Fei Cheng, Hsin-Hui Lin) Australia Overcoming the Tyranny of ‘Richness’ and ‘Reach’ (By Dr Joshua Chang) Australia Web based shopping: The evolution and the global implications – An exploratory analysis from a consumer behavioural viewpoint (By Rajeev Kamineni) Netherlands A suitable research methodology for analyzing online banking behaviour (By Geoffrey J. L. van Meer, W. Fred van Raaij) India Preventing Technology Based Bank Frauds (By V.Radha, Ved P. Gulati)

11. Journal Of Internet Banking And Commerce economy (Special Double Issue) banking Industry Seeks Net Users' Trust. REPORT ON ELECTRONIC MONEY. Financial Management Service. How usable are australian banking australian banking Web http://www.arraydev.com/commerce/jIBC/9811-15.htm

Home Current Edition Compendium Forum ... Advertising Rates ECARM's Best Picks For JIBC Contributed by the Members and Supporters of ECARM ECARM , a mailing list that deals with Electronic Commerce and Rights Management , is managed by Judie Mulholland and Keeffee Haynes of the Knowledge Connection Inc . From the outset, ECARM has stiven to become an accepted forum where topics covering the gamut from access, privacy, intelligent agents to biometrics and open source software can be openly debated; where questions can be asked and responses are readily forthcoming; and last but not least, where techies and non-techies alike can come together to learn about some of the most compelling and challenging issues of the day. As a service to our subscibers, this past summer, a second mailing list called ECARM News was created. The aim of ECARM News is to provide members and supporters of the ECARM community with select information about the latest news items, papers, reports, announcements, etc. This information (i.e., data) is being archived in a database which is available, free of charge, to anyone who wishes to locate information on ECARM-related topics. It is from this database that we have compiled ECARM's Best Picks For JIBC In closing, if you are not already a member of ECARM, and would be interested in joining, please pay our website a visit where you will find more detailed information about the mission and raison d'etre of ECARM, the list archives, and how to subscribe/unsubscribe. This information is located at:

12. Directory Of Archives In Australia - Reserve Bank Of Australia relating to central banking; the economy and monetary Stewart, IA, Reserve Bank of Australia Archives the 2nd Biennial Conference of the australian Society of http://www.archivists.org.au/directory/data/140.htm

Australian Society of Archivists Home Search Browse ... seymoura@rba.gov.au URL http://www.rba.gov.au/archives/archives_ind.html Entry updated 26 July 1999 Officer-in-charge Access Acquisition Focus Holdings ... References Officer-in-Charge Manager Records Management Open Mon-Fri 9am-5pm; closed public holidays and Bank Holiday. General reference assistance available. Copying services available for books, journals, original records to A3, microfilms and photographs. Access Advance notice of visit required. Details should be supplied in accordance with the Reader's Ticket Application. Closed period of 30 years applies to most records (provisions of Commonwealth Archives Act 1983 apply). Access to records not normally available for research can be gained in accordance with the Archives Act. Acquisition Focus Records relating to central banking; the economy and monetary policy; financial markets; financial system surveillance; banking and note issue/printing functions. The Reserve Bank (which was the Commonwealth Bank prior to 1960) also has a collection of records of Savings Banks that amalgamated with the Commonwealth Bank. (100% in-house). Major Holdings Commonwealth Bank of Australia: Varied 1912-1960 (500m).

13. World Bank Today People Daily China banking Business economy Photos. Market Summary Interactive Charts. World Bank Headlines. Spaniard named new IMF chief australian Central Bank http://archive.wn.com/2004/05/05/1400/worldbanktoday/

Archived Page from Wednesday 05 May, 2004 Click here to read today's edition Search the World News Network Any Language Afrikaans Czech Danish Dutch English Finnish French German Hausa Hungarian Indonesian Italian Malay Norwegian Polish Portuguese Romanian Slovak Spanish Swahili Swedish Tagalog Turkish Advanced Search Entertainment Sports Editorial ... Site Map WN RELATED Asia Business Business Daily Business Economist Business FM ... Steel REGIONAL WN Asia WN Africa WN Australasia WN Caribbean ... TennisChampion ENTERTAINMENT Media Music WN Broadcast WN Kids ... WN Politics LANGUAGE WN Languages SCIENCE WN Education WN Science WN Technology Advertising ... Media Kit Related Sites Business Business Europe Business Intelligence Business Recorder ... WN TOOLBAR! Breaking News Tue, 4 May 2004 Canada Transport Germany Banking ... Deutsche Bank to share bailout risk Globe and Mail Japan Business Banking Economy ... Bank of Japan expects deflation to ease further Financial Times World Bank leader: Poverty might get cut in half by 2015 Chicago Sun Times Finance Washington Economy Banking ... Demonstrators target World Bank, IMF Demonstrators took to the streets of Washington today to wish the World Bank and International Monetary Fund (IMF) an "unhappy birthday" and demand the two bodies "globalise justice, not capitalism". ... (photo: WN) Sydney Morning Herald Human Rights USA Economy Finance ... India world’s 4th largest economy: World Bank Washington, April 24: India has consolidated its position as the world's fourth largest economy in Purchasing Power Parity (PPP) at $2,778 billion behind US, China and Ja... (photo: WHO)

14. CSIRO - Australia Could Miss Internet Trade Opportunities While some australian banks have introduced Internetbased home banking services, they integral part of the global information economy, Dr McCrea http://www.csiro.au/index.asp?type=mediaRelease&id=AustraliaCouldMissInternetTra

15. Democratising Money, Credit And Banking reform needs financial reform , australian Financial Review Arguments for decetnralised banking with regional of Nature , The Other economy Economics Nature http://members.optusnet.com.au/~sturnbull/page3.html

Democratising money, credit and banking (Refereed articles in bold) 1976, 'Creating Capital from Credit' The Australian Director, The Institute of Directors in Australia, August, p. 45, Sydney. 1976, 'Corporate Capital from Employee Benefits', Management Forum, University of New England Publishing Unit, 2:1, pp.14-, March, Armidale, Australia. 1977, 'Let the Market Correct Itself', The Australian, Op. Ed., p.8, May 25, Sydney (A proposal to create a kilowatt-hour currency). 1978, 'How to Finance Development', Jassa, Securities Institute of Australia, No. 2, pp. 11-16, June , Sydney. 1983, What Everyone Should Know About Banking and Money-Especially Bankers and Economists, Australian Adam Smith Club, May, Sydney (Reprinted in New Zealand 1992 and in Building Sustainable Communities 1983, Selecting a Local Currency, Australian Adam Smith Club, June, Sydney. Republished as articles in USA 1983, 1992, England 1984, and New Zealand 1992 (Reprinted in Building Sustainable Communities 1986, 'Financing World Development Through Decentralised Banking', in Perspectives in International Development , Ed. Mekki Mtewa, pp.91-96, Allied Publishers, New Delhi.

16. Axiss Australia - Financial Markets 3.7%) and reflects the predominance of services within the australian economy. Forum 2003 Global Competitiveness Report ranked Australia s banking sector third http://www.axiss.com.au/content/attractions/financial_markets.asp

People and Skills Business Environment Cost Competitiveness Economy ... Payments Systems Overview Australia's financial sector is the third-largest in the economy and provides the full range of sophisticated financial services and products in an efficient and transparent marketplace. Well established financial sector During the year 2002-2003 the finance and insurance sector contributed around $A52 billion to the Australian economy or 7.9 per cent to Australia's GDP. This is more than twice that of the agricultural sector (2.8%) and around 50% greater than the mining sector (5.1%) - two sectors that have traditionally been strong contributors to Australia's economic wellbeing. Graph: Australia's Real GDP by Industry - 2002/03 Financial services is one of the fastest growing sectors of the Australian economy. Its average annual growth rate since 1984-85 of 5.3% is well above the combined average for all industries (3.7%) and reflects the predominance of services within the Australian economy. Graph: Australia's Real GDP Growth By Industry Liquid and sophisticated financial markets State-of-the-art market infrastructure and a sound regulatory regime have contributed to the sector's development and facilitated the growth of liquid and efficient markets in a broad range of products.

17. Axiss Australia - Financial Services In Australia rate of growth for the economy itself (3.6 an open, sophisticated and competitive banking sector The australian banking industry offers a comprehensive range of http://www.axiss.com.au/content/pubs/executive_briefings/finance/financial_servi

Publications a2a Newsletters Executive Briefings General Brochures ... Other PDF Version Axiss Australia Executive Briefing Financial Services in Australia Executive Summary Australia has one of the largest and most highly developed marketplaces for financial services in the Asia-Pacific and enjoys a global reputation for sophisticated and innovative financial services and products. Financial services is also one of the fastest growing sectors of the economy. Between 1986-87 and 2001-02, the financial sector recorded an average annual growth rate of 5.2 per cent. This was the third fastest rate of industry growth, and well above the rate of growth for the economy itself (3.6 per cent). The financial sector employs around 345,300 people, almost 4 per cent of the Australian workforce (approximately 10 million), with many more working in ancillary industries, such as legal services, accounting, property and information technology. The availability and quality of finance professionals in Australia is such that both domestic and international firms operating in Australia source almost exclusively from the local labour market. Banking Australia possesses an open, sophisticated and competitive banking sector. The Australian banking industry offers a comprehensive range of retail and wholesale banking services and is also regarded as one of the soundest in the world. Banks operating in Australia have strong capital backing, low levels of impaired assets and high levels of provisioning.

18. Bloomberg.com: Australia & New Zealand policies as needed to ensure that the economy remains on efforts to improve cooperation with australian authorities on banking regulation, Cullen http://quote.bloomberg.com/apps/news?pid=10000081&refer=australia&sid=ahKPk.1GJ5

19. Commercial Banking In Australia , COMMERCIAL banking CORPORATE OVERVIEW The australian commercial banking industry is mature, growing at a rate parallel to the economy and it is dominated http://www.euromonitor.com/Commercial_banking_in_Australia_(mmp)

Commercial Banking in Australia Back to > Previous page Banking and finance homepage Australia homepage Pages: , Tables: , Pub Date: Aug 2003 Cost: Executive Summary COMMERCIAL BANKING: MARKET SIZE The Australian commercial banking market was worth A$3,646 billion (US$1,889 billion), representing growth of 12.1% since 2001. It is the third largest sector in the economy, contributing 7.6% of GDP and employing 345,000 people. COMMERCIAL BANKING: MARKET SECTORS Loans formed the largest sector in Australian commercial banking market in 2002, accounting for 62.9% share, with a value of A$2,292 billion. COMMERCIAL BANKING: SHARE OF MARKET National Australia Bank Ltd led the market with a market share of 22.0%, representing a slight decline from 2001 and it managed to maintain leadership position by virtue of its stronger corporate banking activities as compared to Commonwealth and Westpac. It has a corporate lending market share of 24% versus Commonwealth’s 19% and Westpac’s 15%. COMMERCIAL BANKING: IT EXPENDITURE National Australia Bank spent some A$276 million on marketing and advertising in 2002, representing an increase of 25.0% from 2001.

20. Lateline - 1/4/2002: Japans Banking Crisis: Impact For Australia . Australian Br big bad debt some of these major banks are carrying? as a miracle economy , a booming economy in a would any collapse in Japan be for the australian economy? http://www.abc.net.au/lateline/s518099.htm

To print this page, select "Print" from the File menu of your browser Australian Broadcasting Corporation LATELINE TV PROGRAM TRANSCRIPT LOCATION: abc.net.au Lateline Archives URL: http://www.abc.net.au/lateline/s518099.htm Broadcast: 1/4/2002 Japan's banking crisis: impact for Australia Tony Jones talks to Tokyo-based financial analyst Dr Ken Courtis, vice-chairman for Goldman Sachs' Asian operations, for an assessment of the depth of the crisis in Japan's banking sector. Compere: Tony Jones Reporter: Tony Jones TONY JONES: There were fears of a run on the banks when the Government removed its safety net or at least started to. That hasn't happened yet but should depositors still be nervous? DR KEN COURTIS, VICE-CHAIRMAN, GOLDMAN SACHS, ASIA (TOKYO): I think they are, Tony. We've seen a lot of money move out of the banks in the last six months and people will be watching this very closely. Actually, taking the insurance or reducing the level of insurance on time deposits, actually increases the fragility of the banks because it will mean that any twitch, any nervousness, anything that shocks consumer depositor sentiment, will have an immediate knock-on effect, particularly small banks - the weaker banks see people very quickly move deposits out of them. TONY JONES: How vulnerable is the whole banking sector, though?

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